Osceola County property record for 988 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,161 sqft Heated Area |
| Lot Size | 11,456 sqft (0.262 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $228,000 (2015) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 131053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,161 sqft Heated Area |
| Gross Area | 3,028 sqft Gross Area |
| 1st Floor | 2,161 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,456 sqft (0.262 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Porch | Finished/Screened Porch |
| Porch Area | 426 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 131053 |
|---|---|
| Street Address | 988 SENECA TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7760 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 227 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 5 |
| Legal Tract | 48 |
| Legal Block | 1 |
| Legal Lot Number | 227 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43303 |
Source: Osceola County records · APN 131053
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Sep 08, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Feb 26, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage RP FUNDING INC |
| Mar 12, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Dec 06, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PATRIOT HOME MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on Record |
| Deed Sale | Aug 13, 2015 · Amount on Record |
| Prior Sale | Mar 30, 2006 · Amount on Record |
| Deed Doc Number | 2015121152 |
| Deed Book / Page | 4826 / 0523 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Document Number | 0062300842 |
|---|---|
| Date | Jun 09, 2022 |
| Book Page | 6230/842 |
| Instrument | 2022090556 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Document Number | 0060372474 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 6037/2474 |
| Instrument | 2021138398 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052920515 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 5292/0515 |
| Instrument | 2018033189 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054900487 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 5490/0487 |
| Instrument | 2019031499 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 988 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0056360209 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 5636/0209 |
| Instrument | 2019158423 |
| Name | PATRIOT HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT GEORGE, UT 84770 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 02, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,403 (+5.99%) | $342,800 (-9.77%) Land $78,000 Building $264,800 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $210,784 (+3%) | $379,900 (+24.11%) Land $60,000 Building $319,900 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $204,645 | $306,100 Land $55,000 Building $251,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures