970 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 970 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,754 sqft Heated Area
Lot Size	12,023 sqft (0.276 acres)
Garage	Finished, 462 sqft
Last Sale	$163,000 (2011)
Tax Bill	$7,059.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`131056`
Alternative APN	`142630004800012300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,754 sqft Heated Area
Gross Area	3,543 sqft Gross Area
1st Floor	2,238 sqft 1st Floor
Upper Floors	516 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,023 sqft (0.276 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	462 sqft Garage
Porch	Open Porch
Porch Area	327 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	131056
Street Address	970 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7760
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 230
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	5
Legal Tract	48
Legal Block	1
Legal Lot Number	230
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43303

Owner

Source: Osceola County records · APN 131056

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3120 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8740
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2011 · Amount on Record
Deed Sale	Sep 06, 2011 · Amount on Record
Prior Sale	Nov 17, 2006 · Amount on Record
Deed Doc Number	2011123040
Deed Book / Page	4173 / 0210
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	970 SENECA TRL, SAINT CLOUD, FL 34772-7760
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8740

Mortgage

Document Number	0058911403
Date	Feb 15, 2021
Book Page	5891/1403
Instrument	2021021769

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,059.00 (+7.12%)	$394,200 (-10.85%) Land $78,000 Building $316,200	$394,200 (-10.85%) Land $78,000 Building $316,200
2023	$6,590.00 (+14.95%)	$442,200 (+24.77%) Land $60,000 Building $382,200	$442,200 (+24.77%) Land $60,000 Building $382,200
2022	$5,733.00	$354,400 Land $55,000 Building $299,400	$354,400 Land $55,000 Building $299,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.