Hardy County property record for 988 Rocky Br Rd, Baker, WV 26801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,628 sqft · built 2013 |
| Lot Size | 5.32 acres (231,739 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Aug 2021) |
| Tax Bill | $2,344 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-349-0011.0032 |
| Primary APN | 02-349-0011.0032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,628 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Basement Area | 876 sqft |
| Finished Basement | 876 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Lot Area | 231,739 sqft (5.32 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 988 ROCKY BRANCH RD |
|---|---|
| City | BAKER |
| State | WV |
| Zip | 26801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.32 AC PHASE V LOT 29 THE SUMMIT AT LOST RIVER DILLARD |
| Legal Subdivision | PHASE V OF THE SUMMIT AT LOST RIVER |
| Legal Lot Number | 29 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 970202 |
Source: Hardy County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 274, BAKER, WV 26801-0274 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SANDY SPRING BANK |
| Sep 27, 2021 | Deed, Transfer |
| Aug 31, 2021 | Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 2021224743 |
| Deed Book / Page | 360 / 591 |
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 000360/911 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 988 ROCKY BRANCH RD, BAKER, WV 26801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000324/733 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 324/733 |
| Instrument | 220413 |
| Name | SANDY SPRING BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Sep 27, 2021 |
| Property Address | 988 ROCKY BRANCH RD, BAKER, WV 26801 |
| Document Number | 000360/911 |
| Book / Page | 360 / 911 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 225118 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6141 STRASBURG DR, CENTREVILLE, VA 20121-2278 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Aug 31, 2021 |
| Property Address | 988 ROCKY BRANCH RD, BAKER, WV 26801 |
| Document Number | 000360/591 |
| Book / Page | 360 / 591 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 224743 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6141 STRASBURG DR, CENTREVILLE, VA 20121-2278 |
| Document Number | 0000224744 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 224744 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,344.00 | $304,860 Land $27,060 Building $277,800 | $508,100 Land $45,100 Building $463,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 77% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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