Hardy County property record for 984 Rocky Br Rd, Baker, WV 26801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,800 sqft · built 2009 |
| Lot Size | 11.3 acres (495,277 sqft) |
| Owner | Trust Name on File |
| Last Sale | $720,000 (Aug 2023) |
| Tax Bill | $3,207 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-349-0011.0031 |
| Primary APN | 02-349-0011.0031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 495,277 sqft (11.3 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 984 ROCKY BRANCH RD |
|---|---|
| City | BAKER |
| State | WV |
| Zip | 26801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SUMMIT AT LOST RIVER PHASE IV LOT 28 11.37AC NICKL |
| Legal Subdivision | SUMMIT AT LOST RIVER PHASE IV |
| Legal Lot Number | 28 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 970202 |
984 Rocky Br Rd is held in a trust since August 2023.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 738 FARRAGUT ST NW, WASHINGTON, DC 20011-4012 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION |
| Oct 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | Aug 29, 2013 · Amount on File |
| Deed Document Number | 2023233413 |
| Deed Book / Page | 370 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 984 ROCKY BRANCH RD, BAKER, WV 26801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000347/697 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 347/697 |
| Instrument | 233414 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 13, 2023 |
| Property Address | 984 ROCKY BRANCH RD, BAKER, WV 26801 |
| Document Number | 000370/662 |
| Book / Page | 370 / 662 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 234060 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 738 FARRAGUT ST NW, WASHINGTON, DC 20011-4012 |
The 2026 property tax bill for 984 Rocky Br Rd was $3,207, up 6.3% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,207.00 (+6.3%) | $417,600 (+6.45%) Land $67,380 Building $350,220 | $696,000 (+6.45%) Land $112,300 Building $583,700 |
| 2025 | $3,017.00 | $392,280 Land $67,380 Building $324,900 | $653,800 Land $112,300 Building $541,500 |
| 2023 | $2,220.00 | $287,460 Land $38,520 Building $248,940 | $479,100 Land $64,200 Building $414,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 984 Rocky Br Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 984 Rocky Br Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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