Rowan County property record for 988 Lambert Holw, Clearfield, KY 40313
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1 bd · 1 ba · 1,372 sqft · built 1925 |
| Lot Size | 140 acres (6,098,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-00 00 009.00 |
| Primary APN | 127-00 00 009.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Total Area |
| Year Built | Built 1925 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Other |
| Lot Area | 6,098,400 sqft (140 acres) |
| Cooling System | None |
|---|
| Account Number | 6517 |
|---|---|
| Street Address | 988 LAMBERT HOLW |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9015 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | H BARN & 140 A+- KY 1167 E-1167-50 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950400 |
988 Lambert Holw, an agricultural property, is owned and occupied by an individual.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 988 LAMBERT HOLW, CLEARFIELD, KY 40313-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000009265 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 988 Lambert Holw was $5 with a homeowner's exemption.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5.00 Homeowner's exemption | $49,600 Land $49,100 Building $500 | $166,525 Land $145,525 Building $21,000 |
| 2023 | Homeowner's exemption | $40,500 Land $40,500 | $157,425 Land $145,525 Building $11,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 988 Lambert Holw in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 988 Lambert Holw is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
No cell data coverage reported
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