749 Lambert Holw, Clearfield, KY 40313 Property Records

Rowan County property record for 749 Lambert Holw, Clearfield, KY 40313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Mar 2023)
Tax Bill	$732 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-00 00 007.05`

Property Details

APN / Parcel Number

Primary APN	`127-00 00 007.05`
Alternative APNs	`5229` `2124` `2239`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	2239
Street Address	749 LAMBERT HOLW
City	CLEARFIELD
State	KY
Zip	40313-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE AND .91A+- LAMBERT HOLLOW RD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2030
Census Tract	950400

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	749 LAMBERT HOLW, CLEARFIELD, KY 40313-9013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed, Transfer · Conventional Mortgage ACCEPTANCE HOME MORTGAGE LLC
Sep 1, 2022	Special Warranty Deed, Transfer TITLE 365, TITLE365
May 9, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	2021938
Deed Book / Page	D287 / 285
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 23, 2023
Property Address	749 LAMBERT HOLW, CLEARFIELD, KY 40313-9013
Document Number	00D287/285
Book / Page	D287 / 285
Instrument Date	Mar 22, 2023
Instrument	2021938
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1091 MEGSTEN RD, NORTHBROOK, IL 60062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 LAMBERT HOLW, CLEARFIELD, KY 40313-9013

Mortgage

Document Number	0002021939
Date	Mar 23, 2023
Instrument	2021939

Lender

Name	ACCEPTANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 1, 2022
Property Address	749 LAMBERT HOLW, CLEARFIELD, KY 40313-9013
Document Number	00D285/263
Book / Page	D285 / 263
Instrument Date	Aug 24, 2022
Instrument	2018755
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	TITLE 365, TITLE365

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 PFINGSTEN RD, NORTHBROOK, IL 60062-3315
Investor	Possibly a Property Investor

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 9, 2017
Property Address	749 LAMBERT HOLW, CLEARFIELD, KY 40313-9013
Document Number	00D264/070
Book / Page	D264 / 070
Instrument Date	May 1, 2017
Instrument	405006
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	749 LAMBERT HOLW, 749, CLEARFIELD, KY 40313-9013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	749 LAMBERT HOLW, CLEARFIELD, KY 40313-9013

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (+81.19%)	$87,500 (+84.21%) Land $10,000 Building $77,500	$87,500 (+84.21%) Land $10,000 Building $77,500
2023	$404.00	$47,500 Land $10,000 Building $37,500	$47,500 Land $10,000 Building $37,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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