Galveston County property record for 988 Gulf Rd, Crystal Beach, TX 77650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 2011 |
| Lot Size | 0.143 acres (6,209 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,629 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 4050-0000-0031-000 |
| Primary APN | 4050-0000-0031-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,476 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,209 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 988 GULF RD |
|---|---|
| City | PORT BOLIVAR |
| State | TX |
| Zip | 77650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 65 B FRANKS SUR LOT 31 HOLIDAY BEACH |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Tract | 31 |
| Legal Block | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | BOLIVAR PENINSULA |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 723900 |
988 Gulf Rd is owned by an individual who acquired it in September 2015.
Source: Galveston County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 DEL REY OAKS PL, MONTGOMERY, TX 77316-6045 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · ARM ZB NA |
| Feb 24, 2026 | Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGE |
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LANDMARK MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2015 |
| Deed Sale | Sep 29, 2015 |
| Prior Sale | Dec 5, 2014 |
| Deed Document Number | 201561884 |
| Prior Transfer Date | Nov 21, 2007 |
| Prior Transfer Doc | 0000075375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 988 GULF RD, CRYSTAL BEACH, TX 77650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045670 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022045670 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Feb 24, 2026 |
| Property Address | 988 GULF RD, CRYSTAL BEACH, TX 77650 |
| Document Number | 0000008090 |
| Map Reference | VOL 254-A PG 67 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026008090 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | SOUTHLAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4512 SWAN ST, HITCHCOCK, TX 77563-2453 |
| Date | Feb 24, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 988 GULF RD, CRYSTAL BEACH, TX 77650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000059729 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 2017059729 |
| Name | LANDMARK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAPEVINE, TX 76051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 988 Gulf Rd was $4,629, down 20.3% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,796 (-) Land $31,980 Building $311,816 | $343,796 (-) Land $31,980 Building $311,816 | |
| 2025 | $4,629.00 (-20.26%) | $343,796 Land $31,980 Building $311,816 | $343,796 Land $31,980 Building $311,816 |
| 2024 | $5,805.00 | ||
| 2023 | $428,168 Land $31,980 Building $396,188 | $428,168 Land $31,980 Building $396,188 | |
| 2018 | $5,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 988 Gulf Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 2,488 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,488 in force |
| Nearby Flood Claims | 273 (1979–2026) |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 988 Gulf Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOLIVAR PENINSULA SUD serves 18,424 people · EPA ID TX0840044 |
|---|---|
| Water Source | Purchased surface water from LOWER NECHES VALLEY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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