988 Ginger Ln, #A, Geneva, IL 60134 Property Records

Kane County property record for 988 Ginger Ln, #A, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,616 sqft · built 2000
Lot Size0.16 acres (6,964 sqft)
OwnerTrust Name on File
Last Sale$370,000 (Oct 2022)
Tax Bill$10,331 (2025)
Deeds & MortgagesOct 2022 Sale
Aug 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-08-277-022

Property Details

APN / Parcel Number

Primary APN12-08-277-022

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,616 sqft Living Area
Gross Area3,232 sqft
1st Floor Area1,616 sqft
Basement Area1,616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area6,964 sqft (0.16 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address988 GINGER LN, A
CityGENEVA
StateIL
Zip60134-4643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE PT LOT 1, RESUB LOT 3, RANDALL CENTER
Legal SubdivisionE PT LOT 1,
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2002
Census Tract854800

Owner

988 Ginger Ln, #A is owner-occupied and held in a trust since October 2022.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address988 GINGER LN, A, GENEVA, IL 60134-4643
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Deed, Transfer
ATTORNEYS TTL GUARANTY FUND
Aug 5, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 5, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2022 · Amount on File
Deed SaleOct 19, 2022 · Amount on File
Prior SaleNov 5, 2018 · Amount on File
Deed Document Number202251271
Prior Transfer DateAug 1, 2019
Prior Transfer Doc0000034696
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateOct 19, 2022
Property Address988 GINGER LN # A, A, GENEVA, IL 60134-4643
Document Number0000051271
Instrument DateOct 11, 2022
Instrument2022K051271
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 GINGER LN # A, A, GENEVA, IL 60134-4643

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 5, 2019
Property Address988 GINGER LN # A, A, GENEVA, IL 60134-4643
Document Number0000034696
Instrument DateAug 1, 2019
Instrument34696
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address988 GINGER LN GENEVA IL 601344643, GENEVA, IL 60134-4643

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateNov 5, 2018
Property Address988 GINGER LN # A, A, GENEVA, IL 60134-4643
Document Number0000053888
Instrument DateOct 25, 2018
Instrument2018K053888
Transaction TypeForeclosure
Record UpdatedAug 5, 2022
Title CompanyBAIRD & WARNER TITLE SERVICE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$347.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 GINGER LN, GENEVA, IL 60134-4643

Mortgage

Document Number0000053889
DateNov 5, 2018
Instrument2018K053889
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 988 Ginger Ln, #A was $10,331 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,331.00 Homeowner's exemption Senior Citizen's exemption$159,046 (+8.5%) Land $43,345 Building $115,701$477,329 (+8.5%) Land $130,087 Building $347,242
2024$146,586 Land $39,949 Building $106,637$439,934 Land $119,895 Building $320,039
2022$9,420.00 (+3.21%) Homeowner's exemption$123,825 (+3.86%) Land $33,746 Building $90,079$371,475 (+3.86%) Land $101,238 Building $270,237
2021$9,127.00 Homeowner's exemption$119,223 Land $32,492 Building $86,731$357,669 Land $97,476 Building $260,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 988 Ginger Ln, #A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 988 Ginger Ln, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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