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981 Ginger Ln, Geneva, IL 60134 Property Records

Kane County property record for 981 Ginger Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 1,891 sqft · built 2001
Lot Size0.175 acres (7,605 sqft)
Owner2 Individual Names on Record
Last Sale$436,000 (Oct 2024)
Tax Bill$8,932 (2022)
Deeds & MortgagesJul 2017 Transfer
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-278-013

Property Details

APN / Parcel Number

Primary APN12-08-278-013

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,891 sqft Living Area
Gross Area3,357 sqft
Basement Area1,466 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Lot Area7,605 sqft (0.175 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address981 GINGER LN
CityGENEVA
StateIL
Zip60134-4644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF LOT 11 OF THE 2ND RESUB OF LOT 3 OF RANDALL CENTER
Legal SubdivisionTHE SECOND
Legal Block2
Legal Lot Number11,3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2001
Census Tract854800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address981 GINGER LN, GENEVA, IL 60134-4644
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Jun 22, 2017Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2024 · Amount on Record
Deed SaleOct 18, 2024 · Amount on Record
Prior SaleJun 22, 2017 · Amount on Record
Deed Document Number202438200
Prior Transfer DateJul 25, 2017
Prior Transfer Doc0000038719
Record UpdatedOct 29, 2026

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 26, 2017
Property Address981 GINGER LN, GENEVA, IL 60134-4644
Document Number0000038719
Instrument DateJul 25, 2017
Instrument38719
Transaction TypeTransfer
Record UpdatedAug 7, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address981 GINGER LN GENEVA IL 601344644, GENEVA, IL 60134-4644

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 22, 2017
Property Address981 GINGER LN, GENEVA, IL 60134-4644
Document Number0000032076
Instrument2017K032076
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address981 GINGER LN, GENEVA, IL 60134-4644

Mortgage

Document Number0000032077
DateJun 22, 2017
Instrument2017K032077
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2032
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$151,544 (+8.5%) Land $40,938 Building $110,606$454,814 (+8.5%) Land $122,863 Building $331,951
2024$139,672 (+18.38%) Land $37,731 Building $101,941$419,184 (+18.43%) Land $113,238 Building $305,945
2022$8,932.00 (+3.24%) Homeowner's exemption$117,984 (+3.86%) Land $31,872 Building $86,112$353,952 (+3.86%) Land $95,616 Building $258,336
2021$8,652.00 Homeowner's exemption$113,599 Land $30,687 Building $82,912$340,797 Land $92,061 Building $248,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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