San Diego County property record for 988 Ellen Ln, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,477 sqft · built 1960 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,728 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-282-15-00 |
| Primary APN | 514-282-15-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 988 ELLEN LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 109 TR 004301 |
| Legal Subdivision | ELLEN LANE PARK |
| Legal Tract | 004301 |
| Legal Block | 1 |
| Legal Lot Number | 109 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 15405 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 23, 2021 | Grant Deed, Transfer · FHA Mortgage SAN DIEGO FUNDING |
| Jul 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC LNDG |
| Jan 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 30, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 |
| Deed Sale | Apr 23, 2021 |
| Deed Document Number | 2021316471 |
| Prior Transfer Date | Sep 10, 2019 |
| Prior Transfer Doc | 0000050889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Document Number | 0000855675 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-0855675 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 23, 2021 |
| Property Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Document Number | 0000316471 |
| Map Reference | MAP 4301 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021-0316471 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Document Number | 0000316472 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0316472 |
| Name | SAN DIEGO FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Document Number | 0000423495 |
| Instrument Date | Jul 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 988 ELLEN LN EL CAJON CA 920193413, EL CAJON, CA 92019-3413 |
| Document Number | 0000423495 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 423495 |
| Name | PACIFIC LNDG |
|---|---|
| Address | ONTARIO, CA 91764 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 30, 2020 |
| Property Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Document Number | 0000050889 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 50889 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 988 ELLEN LN EL CAJON CA 920193413, EL CAJON, CA 92019-3413 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 30, 2020 |
| Property Address | 988 ELLEN LN, EL CAJON, CA 92019-3413 |
| Document Number | 0000050888 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 50888 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2034 BRAIDWOOD ST EL CAJON CA 920201004, EL CAJON, CA 92020-1004 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $701,086 (+2%) Land $364,025 Building $337,061 | |
| 2025 | $8,728.00 (+2.79%) | $687,340 (+4.04%) Land $356,888 Building $330,452 |
| 2023 | $8,491.00 (+2.28%) | $660,652 Land $343,031 Building $317,621 |
| 2022 | $8,302.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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