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966 Ellen Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 966 Ellen Ln, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,102 sqft · built 1960
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$695,000 (May 2024)
Tax Bill$8,974 (2025)
Deeds & MortgagesApr 2020 Transfer
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN514-282-17-00

Property Details

APN / Parcel Number

Primary APN514-282-17-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,102 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address966 ELLEN LN
CityEL CAJON
StateCA
Zip92019-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 107 TR 004301
Legal SubdivisionELLEN LANE PARK
Legal Tract004301
Legal Block1
Legal Lot Number107
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract15405

Owner

966 Ellen Ln is owned and occupied by two individuals who bought it in May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address966 ELLEN LN, EL CAJON, CA 92019-3413
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2020Quit Claim Deed
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 3, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2024 · Amount on File
Deed SaleMay 23, 2024 · Amount on File
Prior SaleJul 29, 2002 · Amount on File
Deed Document Number2024130287
Prior Transfer DateMay 15, 2024
Prior Transfer Doc0000130288
Record UpdatedSep 20, 2026

April 2020: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 3, 2020
Property Address966 ELLEN LN, EL CAJON, CA 92019-3413
Document Number0000171740
Instrument DateMar 27, 2020
Instrument171740
Record UpdatedApr 21, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address966 ELLEN LN EL CAJON CA 920193413, EL CAJON, CA 92019-3413

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 3, 2020
Property Address966 ELLEN LN, EL CAJON, CA 92019-3413
Document Number0000171741
Map ReferenceMAP 4301
Instrument DateMar 15, 2020
Instrument2020-0171741
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address966 ELLEN LN, EL CAJON, CA 92019-3413

Mortgage

Document Number0000171742
DateApr 3, 2020
Instrument2020-0171742
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 966 Ellen Ln was $8,974.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$723,078 (+2%) Land $509,796 Building $213,282
2025$8,974.00$708,900 Land $499,800 Building $209,100
2023$3,782.00 (+0.64%) Homeowner's exemption$278,407 Land $123,345 Building $155,062
2022$3,758.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 966 Ellen Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2001–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 966 Ellen Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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