9877 Cutts Rd, Chardon, OH 44024 Property Records

Geauga County property record for 9877 Cutts Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,442 sqft · built 1948
Lot Size	3.55 acres (154,638 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (May 2026)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-015800`

Property Details

APN / Parcel Number

Primary APN	`15-015800`
Alternative APN	`001772-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	1,451 sqft
Upper Floors Area	561 sqft
Attic	Attic
Attic Area	860 sqft
Basement Area	1,421 sqft
Unfinished Basement	1,421 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	154,638 sqft (3.55 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001772-4
Street Address	9877 CUTTS RD
City	CHARDON
State	OH
Zip	44024-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 23 BOND TR
Legal Subdivision	BOND TRACT
Legal Lot Number	23
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	3
Census Block	3015
Census Tract	312203

Owner

9877 Cutts Rd is owned and occupied by an individual who bought it in May 2026.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	9877 CUTTS RD, CHARDON, OH 44024-9181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer OHIO REAL TITLE
Mar 4, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 23, 2021	Intrafamily Transfer, Transfer
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Apr 27, 2005 · Amount on File
Deed Document Number	20261047180
Deed Book / Page	2221 / 1953
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0021221857
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	May 21, 2026
Property Address	9877 CUTTS RD, CHARDON, OH 44024-9181
Document Number	0001047180
Book / Page	2221 / 1953
Instrument Date	May 19, 2026
Instrument	20261047180
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$35,249.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	9877 CUTTS RD, CHARDON, OH 44024-9181

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	9877 CUTTS RD, CHARDON, OH 44024-9181
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9877 CUTTS RD, CHARDON, OH 44024-9181

Mortgage

Document Number	0021813167
Date	Mar 4, 2024
Book Page	2181/3167
Instrument	202401020766

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2039

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	Apr 23, 2021
Property Address	9877 CUTTS RD, CHARDON, OH 44024-9181
Document Number	0021221861
Book / Page	2122 / 1861
Instrument Date	Apr 6, 2021
Instrument	202100981528
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9877 CUTTS RD, CHARDON, OH 44024-9181

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 6, 2019
Property Address	9877 CUTTS RD, CHARDON, OH 44024-9181
Document Number	0020811999
Book / Page	002081 / 001999
Instrument Date	Oct 29, 2019
Instrument	956246
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9877 CUTTS RD CHARDON OH 440249181, CHARDON, OH 44024-9181

Tax Assessment & Valuation

The 2025 property tax bill for 9877 Cutts Rd was $4,953 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (-0.5%)	$104,200 (-) Land $20,370 Building $83,830
2024	$4,978.00 (+1.47%) Homeowner's exemption	$104,200 (-) Land $20,370 Building $83,830
2023	$4,906.00 Homeowner's exemption	$104,200 (+16.42%) Land $20,370 Building $83,830	$297,700 Land $58,200 Building $239,500
2022		$89,500 Land $16,980 Building $72,520
2021	$5,091.00
2020			$255,700 Land $48,500 Building $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9877 Cutts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9877 Cutts Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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