Geauga County property record for 9849 Cutts Rd, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,948 sqft · built 2003 |
| Lot Size | 4.24 acres (184,694 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jun 2000) |
| Tax Bill | $5,806 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-102283 |
| Primary APN | 15-102283 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Basement Area | 1,948 sqft |
| Unfinished Basement | 1,948 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 184,694 sqft (4.24 acres) |
| Garage Area | 1,272 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 002355-1 |
|---|---|
| Street Address | 9849 CUTTS RD |
| City | CHARDON |
| State | OH |
| Zip | 44024-9181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 23 BOND TRACT |
| Legal Subdivision | BOND TRACT |
| Legal Lot Number | 23 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | HAMBDEN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 312203 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9849 CUTTS RD, CHARDON, OH 44024-9181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 3, 2020 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2000 · Amount on File |
| Deed Sale | Jun 15, 2000 · Amount on File |
| Prior Sale | Jun 15, 2000 · Amount on File |
| Deed Document Number | 2000580008 |
| Deed Book / Page | 1300 / 852 |
| Prior Transfer Date | Jun 14, 2000 |
| Prior Transfer Doc | 0000580007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 9849 CUTTS RD, CHARDON, OH 44024-9181 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021421571 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 2142/1571 |
| Instrument | 202100993940 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 9849 CUTTS RD, CHARDON, OH 44024-9181 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9849 CUTTS RD, CHARDON, OH 44024-9181 |
| Document Number | 0021072079 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 2107/2079 |
| Instrument | 202000972373 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | CHARDON, OH 44024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Hambden Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,806.00 (-0.53%) | $122,190 (-) Land $21,810 Building $100,380 | |
| 2024 | $5,837.00 (+1.48%) Homeowner's exemption | $122,190 (-) Land $21,810 Building $100,380 | |
| 2023 | $5,752.00 (-3.38%) Homeowner's exemption | $122,190 (+16.72%) Land $21,810 Building $100,380 | $349,100 (+16.72%) Land $62,300 Building $286,800 |
| 2022 | $104,690 Land $18,200 Building $86,490 | ||
| 2021 | $5,953.00 | ||
| 2020 | $299,100 Land $52,000 Building $247,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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