9876 Regency Pl, Saint Louis, MO 63128 Property Records

St. Louis County property record for 9876 Regency Pl, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 1986
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,737 (Aug 2026)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28L-31-0423`

Property Details

APN / Parcel Number

Primary APN	`28L-31-0423`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	2,286 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	138 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	198 sqft
Deck Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9876 REGENCY PL
City	SAINT LOUIS
State	MO
Zip	63128-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FPR2
Legal Description	SOUTHWICK PLAT 11 5 21 80 LOT 66
Legal Subdivision	SOUTHWICK PLAT 11
Legal Lot Number	66
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1009
Census Tract	221337

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9876 REGENCY PL, SAINT LOUIS, MO 63128-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer · Conventional Mortgage COUNTRY BANK
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Mar 8, 2013 · Amount on Record
Deed Document Number	2026259
Prior Transfer Date	Nov 11, 1998
Prior Transfer Doc	0000000019
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 25, 2026
Property Address	9876 REGENCY PL, SAINT LOUIS, MO 63128-1719
Document Number	0000000259
Instrument Date	Aug 24, 2026
Instrument	2026825259
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9876 REGENCY PL, SAINT LOUIS, MO 63128-1719

Mortgage

Document Number	0000000260,
Date	Aug 25, 2026
Instrument	2026825260

Lender

Name	COUNTRY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9876 REGENCY PL, SAINT LOUIS, MO 63128-1719
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9876 REGENCY PL, SAINT LOUIS, MO 63128-1719

Mortgage

Document Number	0244400278
Date	Nov 16, 2020
Book Page	24440/278
Instrument	2020111600032

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9876 REGENCY PL, SAINT LOUIS, MO 63128-1719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239043065
Date	Jan 30, 2020
Book Page	23904/3065
Instrument	2020013000540

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	BERGER, MO 63014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,700 (-) Land $18,980 Building $68,720	$461,600 (-) Land $99,900 Building $361,700
2025	$5,571.00 (+8.24%)	$87,700 (+10.65%) Land $18,980 Building $68,720	$461,600 (+10.64%) Land $99,900 Building $361,700
2024	$5,147.00 (+0.25%)
2023	$5,134.00 (+12.74%)	$79,260 (+16.82%) Land $17,400 Building $61,860	$417,200 (+16.83%) Land $91,600 Building $325,600
2022	$4,554.00	$67,850 Land $17,400 Building $50,450
2021			$357,100 Land $91,600 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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