9850 Regency Pl, Saint Louis, MO 63128 Property Records

St. Louis County property record for 9850 Regency Pl, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 1979
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$287,500 (Oct 2012)
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28L-31-0346`

Property Details

APN / Parcel Number

Primary APN	`28L-31-0346`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	2,699 sqft
1st Floor Area	2,121 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	140 ft deep x 96 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	300 sqft
Deck Area	320 sqft
Patio Area	280 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9850 REGENCY PL
City	SAINT LOUIS
State	MO
Zip	63128-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTHWICK PLAT 10 28L310258 10 16 75 LOT 69
Legal Subdivision	SOUTHWICK PLAT 10
Legal Lot Number	69
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1009
Census Tract	221337

Owner

9850 Regency Pl is owned and occupied by two individuals who acquired it in December 2017.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9850 REGENCY PL, SAINT LOUIS, MO 63128-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Aug 8, 2019	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2012 · Amount on File
Deed Sale	Oct 25, 2012 · Amount on File
Deed Document Number	2012510
Deed Book / Page	20217 / 1178
Last Transfer Date	Dec 13, 2017
Transfer Doc	02282203830
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9850 REGENCY PL, SAINT LOUIS, MO 63128-1719
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9850 REGENCY PL, SAINT LOUIS, MO 63128-1719

Mortgage

Document Number	0251680698
Date	Oct 14, 2021
Book Page	25168/698
Instrument	2021101400060

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9850 REGENCY PL, SAINT LOUIS, MO 63128-1719
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0249280347
Date	Jun 15, 2021
Book Page	24928/347
Instrument	2021061500652

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9850 REGENCY PL, SAINT LOUIS, MO 63128-1719
Document Number	0236760087
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9850 REGENCY PL ST LOUIS MO 631281719, ST LOUIS, MO 63128-1719

Mortgage

Document Number	0236760087
Date	Aug 29, 2019
Book Page	023676/000087
Instrument	29

Lender

Name	NEIGHBORS CU
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2044

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 18, 2017
Property Address	9850 REGENCY PL, SAINT LOUIS, MO 63128-1719
Document Number	0228223830
Book / Page	022822 / 003830
Instrument Date	Dec 13, 2017
Instrument	703
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9850 REGENCY PL ST LOUIS MO 631281719, ST LOUIS, MO 63128-1719

Tax Assessment & Valuation

The 2025 property tax bill for 9850 Regency Pl was $5,746, up 8.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,460 (-) Land $18,940 Building $71,520	$476,100 (-) Land $99,700 Building $376,400
2025	$5,746.00 (+8.58%)	$90,460 Land $18,940 Building $71,520	$476,100 Land $99,700 Building $376,400
2024	$5,292.00 (+0.25%)
2023	$5,279.00 (+13.67%)	$81,510 (+17.82%) Land $17,370 Building $64,140	$429,000 Land $91,400 Building $337,600
2022	$4,644.00	$69,180 Land $17,370 Building $51,810
2021			$364,100 Land $91,400 Building $272,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9850 Regency Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9850 Regency Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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