Charles County property record for 9875 Obin Ln, Waldorf, MD 20601
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3.5 ba · 4,850 sqft · built 2016 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $493,500 (Dec 2015) |
| Tax Bill | $6,963 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-353482 |
| Primary APN | 06-353482 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,850 sqft Gross Area |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 1,238 sqft |
| Finished Basement | 1,238 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 353482 |
|---|---|
| Street Address | 9875 OBIN LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3777 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PRD |
| Legal Description | LOT 61 PLT 5 PH 1 SCOTLAND HEIGHTS SUB |
| Legal Subdivision | SCOTLAND HEIGHTS SUB |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 61 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850706 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9875 OBIN LN, WALDORF, MD 20601-3777 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| May 26, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Oct 13, 2021 | Deed of Trust, Mortgage · Line of Credit SERVICE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on Record |
| Deed Sale | Dec 10, 2015 · Amount on Record |
| Prior Sale | Dec 29, 2014 · Amount on Record |
| Deed Book / Page | 9167 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 30, 2026 |
| Property Address | 9875 OBIN LN, WALDORF, MD 20601-3777 |
| Document Number | 1412000138 |
| Book / Page | 14125 / 138 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9875 OBIN LN, WALDORF, MD 20601-3777 |
| Document Number | 1412000138, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 14125/138 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9875 OBIN LN, WALDORF, MD 20601-3777 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0118480108 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 11848/108 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9875 OBIN LN, WALDORF, MD 20601-3777 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0121320205 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 12132/205 |
| Name | SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, NH 03801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,133 (+5.91%) | $619,900 (-) Land $125,000 Building $494,900 | |
| 2025 | $6,963.00 (-16.22%) | $554,367 (+13.58%) | $619,900 (+18.85%) Land $125,000 Building $494,900 |
| 2023 | $8,311.00 | $488,067 | $521,600 Land $125,000 Building $396,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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