Charles County property record for 9866 Obin Ln, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,124 sqft · built 2017 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Sep 2026) |
| Tax Bill | $1,994 (2023) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-353490 |
| Primary APN | 06-353490 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,124 sqft Living Area |
| Gross Area | 3,544 sqft |
| 1st Floor Area | 1,006 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 353490 |
|---|---|
| Street Address | 9866 OBIN LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | LOT 90 PLT 5 PH 1 SCOTLAND HEIGHTS SUB |
| Legal Subdivision | SCOTLAND HEIGHTS SUB |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 90 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850706 |
Source: Charles County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3609 SWANN RD, SUITLAND, MD 20746-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 23, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 4, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage NVR MTG FIN |
| May 2, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on Record |
| Deed Sale | Sep 14, 2026 · Amount on Record |
| Prior Sale | Aug 4, 2017 · Amount on Record |
| Deed Book / Page | 14211 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 14, 2026 |
| Property Address | 9866 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 1421000272 |
| Book / Page | 14211 / 272 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3609 SWANN RD, SUITLAND, MD 20746-2233 |
| Document Number | 1421000277, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 14211/277 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9866 OBIN LN, WALDORF, MD 20601-3772 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9866 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0127480245 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 12748/245 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9866 OBIN LN, WALDORF, MD 20601-3772 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0117670095 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 11767/95 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 9866 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0100580107 |
| Book / Page | 010058 / 000107 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | NAVY FEDERAL TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 9866 OBIN LN WALDORF MD 206013772, WALDORF, MD 20601-3772 |
| Document Number | 0100580107 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 010058/000107 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 4, 2017 |
| Property Address | 9866 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0099350371 |
| Book / Page | 009935 / 000371 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9866 OBIN LN WALDORF MD 206013772, WALDORF, MD 20601-3772 |
| Document Number | 99350373 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 009935/000373 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSURG, PA 15317 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 2, 2017 |
| Property Address | 9866 OBIN LN, WALDORF, MD 20601-3772 |
| Document Number | 0098120404 |
| Book / Page | 009812 / 000404 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3919 NATIONAL DR #310 BURTONSVILLE MD 208661180, 310, BURTONSVILLE, MD 20866-1180 |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,067 (+5.6%) | $519,200 (-) Land $125,000 Building $394,200 | |
| 2025 | Homeowner's exemption | $466,933 (+12.95%) | $519,200 (+17.79%) Land $125,000 Building $394,200 |
| 2023 | $1,994.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $413,400 | $440,800 Land $125,000 Building $315,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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