9866 Obin Ln, Waldorf, MD 20601 Property Records

Charles County property record for 9866 Obin Ln, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,124 sqft · built 2017
Lot Size0.116 acres (5,053 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Sep 2026)
Tax Bill$1,994 (2023)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN06-353490

Property Details

APN / Parcel Number

Primary APN06-353490
Alternative APN
  • 353490

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,124 sqft Living Area
Gross Area3,544 sqft
1st Floor Area1,006 sqft
Basement Area792 sqft
Finished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,053 sqft (0.116 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number353490
Street Address9866 OBIN LN
CityWALDORF
StateMD
Zip20601-3772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal DescriptionLOT 90 PLT 5 PH 1 SCOTLAND HEIGHTS SUB
Legal SubdivisionSCOTLAND HEIGHTS SUB
Legal Phase1
Legal Block3
Legal Lot Number90
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3003
Census Tract850706

Owner

Source: Charles County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3609 SWANN RD, SUITLAND, MD 20746-2233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Oct 24, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 21, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Oct 23, 2017Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Aug 4, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
NVR MTG FIN
May 2, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleAug 4, 2017 · Amount on Record
Deed Book / Page14211 / 272
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateSep 14, 2026
Property Address9866 OBIN LN, WALDORF, MD 20601-3772
Document Number1421000272
Book / Page14211 / 272
Instrument DateMay 29, 2026
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanySTRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$565,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 SWANN RD, SUITLAND, MD 20746-2233

Mortgage

Document Number1421000277,
DateSep 14, 2026
Book Page14211/277
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address9866 OBIN LN, WALDORF, MD 20601-3772
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9866 OBIN LN, WALDORF, MD 20601-3772

Mortgage

Document Number0127480245
DateOct 24, 2022
Book Page12748/245
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address9866 OBIN LN, WALDORF, MD 20601-3772
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117670095
DateApr 21, 2021
Book Page11767/95
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueJan 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address9866 OBIN LN, WALDORF, MD 20601-3772
Document Number0100580107
Book / Page010058 / 000107
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyNAVY FEDERAL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9866 OBIN LN WALDORF MD 206013772, WALDORF, MD 20601-3772

Mortgage

Document Number0100580107
DateNov 8, 2017
Book Page010058/000107
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 7, 2047

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateAug 4, 2017
Property Address9866 OBIN LN, WALDORF, MD 20601-3772
Document Number0099350371
Book / Page009935 / 000371
Instrument DateJul 28, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2019
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$393.68
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9866 OBIN LN WALDORF MD 206013772, WALDORF, MD 20601-3772

Mortgage

Document Number99350373
DateAug 4, 2017
Book Page009935/000373
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSURG, PA 15317
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 3, 2047

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateMay 2, 2017
Property Address9866 OBIN LN, WALDORF, MD 20601-3772
Document Number0098120404
Book / Page009812 / 000404
Instrument DateApr 11, 2017
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$108.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3919 NATIONAL DR #310 BURTONSVILLE MD 208661180, 310, BURTONSVILLE, MD 20866-1180
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$493,067 (+5.6%)$519,200 (-) Land $125,000 Building $394,200
2025Homeowner's exemption$466,933 (+12.95%)$519,200 (+17.79%) Land $125,000 Building $394,200
2023$1,994.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$413,400$440,800 Land $125,000 Building $315,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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