9875 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9875 E Villa Cir, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,641 sqft · built 2018
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`33-38-09-00002-0000-00177.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-09-00002-0000-00177.0`
Alternative APN	`62930`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,641 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	912 sqft
2nd Floor Area	729 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 24 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	279 sqft
Driveway	Brick Driveway
Driveway Area	432 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9875 E VILLA CIR
City	VERO BEACH
State	FL
Zip	32966-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	VERONA TRACE & THE VILLAS AT VERONA TRACE LOT 177 PBI 20-69 & PBI 22-16
Legal Range	38E
Legal Township	33S
Legal Section	09
Legal Subdivision	VERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number	177
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2083
Census Tract	50908

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9875 E VILLA CIR, VERO BEACH, FL 32966-3148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC
Jan 7, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2025
Deed Sale	Mar 12, 2025
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	202512289
Deed Book / Page	3760 / 1836
Prior Transfer Date	Mar 7, 2025
Prior Transfer Doc	0037601836
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 9, 2022
Property Address	9875 E VILLA CIR, VERO BEACH, FL 32966-3148
Document Number	0035190882
Book / Page	3519 / 882
Map Reference	MB 22 PG 16
Instrument Date	Feb 9, 2022
Instrument	3120220015201
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9875 E VILLA CIR, 9875, CITRUS RIDGE, FL 32966-3148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 RIDGE RD UNIT 6, 6, NAUGATUCK, CT 06770-1823

Mortgage

Document Number	0003519885
Date	Mar 9, 2022
Instrument	3519/885

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 7, 2019
Property Address	9875 E VILLA CIR, VERO BEACH, FL 32966-3148
Document Number	0031751178
Book / Page	3175 / 1178
Map Reference	MB 22 PG 16
Instrument Date	Jan 4, 2019
Instrument	3120190001248
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8895 N MILITARY TRL # TRL101B, 8895, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9875 E VILLA CIR, VERO BEACH, FL 32966-3148

Mortgage

Document Number	3120190001249
Date	Jan 7, 2019
Instrument	3120190001249

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,210.00 (-5.87%)	$239,688 (-11.87%) Land $12,750 Building $226,938	$239,688 (-11.87%) Land $12,750 Building $226,938
2023	$3,410.00 (+19.4%)	$271,970 (+20.3%) Land $12,750 Building $259,220	$271,970 (+20.3%) Land $12,750 Building $259,220
2022	$2,856.00	$226,083 Land $12,750 Building $213,333	$226,083 Land $12,750 Building $213,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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