9869 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9869 E Villa Cir, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,417 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Mar 2026)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`33-38-09-00002-0000-00174.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-09-00002-0000-00174.0`
Alternative APN	`62927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
Gross Area	1,657 sqft
1st Floor Area	1,417 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	119 ft deep x 22.5 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	240 sqft
Driveway	Brick Driveway
Driveway Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9869 E VILLA CIR
City	VERO BEACH
State	FL
Zip	32966-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	VERONA TRACE & THE VILLAS AT VERONA TRACE LOT 174 PBI 20-69 & PBI 22-16
Legal Range	38E
Legal Township	33S
Legal Section	09
Legal Subdivision	VERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number	174
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2083
Census Tract	50908

Owner

Source: Indian River County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Oct 29, 2021	Warranty Deed, Transfer PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 5, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	202614503
Deed Book / Page	3848 / 1132
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 30, 2026
Property Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148
Document Number	0038481132
Book / Page	3848 / 1132
Map Reference	MB 22 PG 16
Instrument Date	Mar 20, 2026
Instrument	3120260014503
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1, WILLISTON, FL 32696-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148

Mortgage

Document Number	0038481133
Date	Mar 30, 2026
Instrument	3848/1133

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.44%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.44%
Max Rate At Change	7.44%
Index	Prime Rate
Max Rate	11.4%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 29, 2021
Property Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148
Document Number	0034781825
Book / Page	3478 / 1825
Map Reference	MB 22 PG 16-23
Instrument Date	Sep 15, 2021
Instrument	3120210075758
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Tax	$1,792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9869 E VILLA CIR, 9869, VERO BEACH, FL 32966-3148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148

Mortgage

Document Number	0033811526
Date	Jan 27, 2021
Book Page	3381/1526
Instrument	3120210005600

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032722067
Date	Jan 30, 2020
Book Page	3272/2067
Instrument	3120200005663

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 5, 2018
Property Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148
Document Number	0031610047
Book / Page	3161 / 0047
Map Reference	MB22 PG16
Instrument Date	Oct 30, 2018
Instrument	3120180067080
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,319.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8895 N MILITARY TRL # TRL101B, 8895, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 E VILLA CIR, VERO BEACH, FL 32966-3148

Mortgage

Document Number	3120180067081
Date	Nov 5, 2018
Instrument	3120180067081

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,217.00 (+12.17%) Homeowner's exemption	$240,200 (+3.08%) Land $12,750 Building $227,450	$240,200 (-12.03%) Land $12,750 Building $227,450
2023	$2,868.00 (+2.8%)	$233,031 (+3%)	$273,050 (+20.69%) Land $12,750 Building $260,300
2022	$2,790.00	$226,243 Land $12,750 Building $213,493	$226,243 Land $12,750 Building $213,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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