9875 Bluff St, Banning, CA 92220 Property Records

Riverside County property record for 9875 Bluff St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,759 sqft · built 2005
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2012)
Tax Bill	$10,219 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`531-240-042`

Property Details

APN / Parcel Number

Primary APN	`531-240-042`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,759 sqft Living Area
Gross Area	5,442 sqft
1st Floor Area	3,759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Tile
Lot Area	67,954 sqft
Garage Type	Attached
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9875 BLUFF ST
City	BANNING
State	CA
Zip	92220-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	1.56 ACRES NET IN PAR 4 PM 167/048 PM 22017
Legal Subdivision	PARCEL MAP NO 22017
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1003
Census Tract	44104

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9875 BLUFF ST, BANNING, CA 92220-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2012 · Amount on Record
Deed Sale	Jun 18, 2012 · Amount on Record
Prior Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	2012279456
Prior Transfer Date	Jul 17, 2009
Prior Transfer Doc	0000375488
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	9875 BLUFF ST, BANNING, CA 92220-1544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9875 BLUFF ST, BANNING, CA 92220-1544

Mortgage

Document Number	0000460405
Date	Sep 28, 2020
Instrument	2020-0460405

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,020 (+2%) Land $76,862 Building $678,158
2025	$10,219.00 (+2.02%)	$740,216 (+4.04%) Land $75,355 Building $664,861
2023	$10,017.00 (+2.14%)	$711,475 Land $72,430 Building $639,045
2022	$9,807.00
2021			$734,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANNING HTS. MUTUAL WATER CO. private · serves 567 people · EPA ID CA3301031
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	45 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff St

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