9874 Dargate Ln, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9874 Dargate Ln, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,995 sqft · built 1970
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,623 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0310-0116-00`

Property Details

APN / Parcel Number

Primary APN	`590-0310-0116-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,995 sqft Living Area
1st Floor Area	1,045 sqft
2nd Floor Area	950 sqft
Basement Area	1,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9874 DARGATE LN
City	CINCINNATI
State	OH
Zip	45231-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DARGATE CT 80 X 160 LOT 16 COVERED BRIDGE ACSBL A
Legal Subdivision	COVERED BRIDGE ACRES
Legal Block	A
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	21602

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9874 DARGATE LN, CINCINNATI, OH 45231-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2003
Deed Sale	Jun 12, 2003
Prior Sale	May 10, 2002
Deed Document Number	03-398998
Deed Book / Page	8141 / 01863
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9874 DARGATE LN, CINCINNATI, OH 45231-2426
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021777
Date	Mar 1, 2022
Book Page	14614/906
Instrument	2022-0021777

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9874 DARGATE LN, CINCINNATI, OH 45231-2426
Document Number	0000039158
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9874 DARGATE LN CINCINNATI OH 452312426, CINCINNATI, OH 45231-2426

Mortgage

Document Number	0000039158
Date	Apr 28, 2020
Book Page	014156/002413
Instrument	39158

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9874 DARGATE LN, CINCINNATI, OH 45231-2426
Document Number	0000095528
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9874 DARGATE LN CINCINNATI OH 452312426, CINCINNATI, OH 45231-2426

Mortgage

Document Number	0000095528
Date	Nov 1, 2019
Book Page	014036/000652
Instrument	95528

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,623.00 (+0.74%)	$79,398 (-) Land $11,333 Building $68,065
2024	$4,589.00 (+5.4%)	$79,398 (-) Land $11,333 Building $68,065
2023	$4,354.00 (+1.37%)	$79,398 (+40.83%) Land $11,333 Building $68,065	$226,850 (+40.83%) Land $32,380 Building $194,470
2022	$4,295.00 Homeowner's exemption	$56,379 Land $11,001 Building $45,378
2020			$161,080 Land $31,430 Building $129,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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