9859 Dargate Ln, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9859 Dargate Ln, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,433 sqft · built 1968
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$137,002 (Jul 2017)
Tax Bill$6,274 (2025)
Deeds & MortgagesNov 2021 Mortgage
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN590-0310-0105-00

Property Details

APN / Parcel Number

Primary APN590-0310-0105-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,433 sqft Living Area
Gross Area5,599 sqft
1st Floor Area2,010 sqft
2nd Floor Area1,073 sqft
Basement Area2,010 sqft
Finished Basement350 sqft
Unfinished Basement1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions173 ft deep x 80 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address9859 DARGATE LN
CityCINCINNATI
StateOH
Zip45231-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDARGATE CT 80 X 173.53 IRRLOT 5 COVERED BRIDGE ACS BLK A
Legal SubdivisionCOVERED BRIDGE ACRES
Legal BlockA
Legal Lot Number5
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2001
Census Tract21602

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9859 DARGATE LN, CINCINNATI, OH 45231-2426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FINANCIAL CORP
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Mar 23, 2020Loan Modification, Mortgage · FHA Mortgage
AMERIFIRST FIN'L CORP
Jan 11, 2018Quit Claim Deed, Transfer
PRODIGY TITLE AGENCY INC
Jul 21, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2017 · Amount on Record
Deed SaleJul 25, 2017 · Amount on Record
Prior SaleJul 9, 2012 · Amount on Record
Deed Document Number201766759
Prior Transfer DateApr 27, 2009
Prior Transfer Doc0000000590
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address9859 DARGATE LN, CINCINNATI, OH 45231-2426
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9859 DARGATE LN, CINCINNATI, OH 45231-2426

Mortgage

Document Number0000140979
DateNov 22, 2021
Book Page14549/2732
Instrument2021-0140979
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueApr 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address9859 DARGATE LN, CINCINNATI, OH 45231-2426
Document Number0000053508
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9859 DARGATE LN CINCINNATI OH 452312426, CINCINNATI, OH 45231-2426

Mortgage

Document Number0000053508
DateJun 5, 2020
Book Page014184/001902
Instrument53508
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address9859 DARGATE LN, CINCINNATI, OH 45231-2426
Document Number0000053509
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9859 DARGATE LN CINCINNATI OH 452312426, CINCINNATI, OH 45231-2426

Mortgage

Document Number0000053509
DateJun 8, 2020
Book Page014184/001906
Instrument53509
Lender
NameAMERIFIRST FIN'L CORP
AddressPORTAGE, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2050
Interest
Rate TypeFixed Rate
Rate4%

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJan 11, 2018
Property Address9859 DARGATE LN, CINCINNATI, OH 45231-2426
Document Number0000003068
Book / Page013582 / 001128
Instrument DateDec 29, 2017
Instrument3068
Transaction TypeTransfer
Record UpdatedMar 1, 2018
Title CompanyPRODIGY TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9859 DARGATE LN CINCINNATI OH 452312426, CINCINNATI, OH 45231-2426

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address9859 DARGATE LN, CINCINNATI, OH 45231-2426
Document Number0000068052
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9859 DARGATE LN CINCINNATI OH 452312426, CINCINNATI, OH 45231-2426

Mortgage

Document Number0000068052
DateJul 27, 2017
Book Page013468/001963
Instrument68052
Lender
NameAMERIFIRST FIN'L CORP
AddressKALAMAZOO, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,274.00 (-1.92%)$105,007 (-) Land $11,459 Building $93,548$300,020 (-) Land $32,740 Building $267,280
2024$6,397.00 (+7.13%)$105,007 (-) Land $11,459 Building $93,548
2023$5,971.00 (+6.76%)$105,007 (+47.95%) Land $11,459 Building $93,548$300,020 (+47.95%) Land $32,740 Building $267,280
2022$5,593.00$70,974 Land $11,120 Building $59,854
2020$202,780 Land $31,770 Building $171,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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