987 W Galbraith Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 987 W Galbraith Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,437 sqft · built 1940
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Mar 2019)
Tax Bill	$6,769 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0213-0028-00`

Property Details

APN / Parcel Number

Primary APN	`590-0213-0028-00`
Alternative APN	`0059307`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,437 sqft Living Area
Gross Area	3,325 sqft
1st Floor Area	1,549 sqft
2nd Floor Area	888 sqft
Basement Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Detached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	987 W GALBRAITH RD
City	CINCINNATI
State	OH
Zip	45231-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VAN ZANDT RD 1.50 AC R1-T3-S19
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	22200

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	987 W GALBRAITH RD, CINCINNATI, OH 45231-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Mar 19, 2019	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	201920380
Deed Book / Page	13877 / 1628
Prior Transfer Date	Jun 15, 1999
Prior Transfer Doc	0000119397
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	987 W GALBRAITH RD, CINCINNATI, OH 45231-5802
Document Number	0000115164
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	987 W GALBRAITH RD CINCINNATI OH 452315802, CINCINNATI, OH 45231-5802

Mortgage

Document Number	0000115164
Date	Nov 2, 2020
Book Page	014287/002812
Instrument	115164

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 19, 2019
Property Address	987 W GALBRAITH RD, CINCINNATI, OH 45231-5802
Document Number	0000020380
Book / Page	013877 / 001628
Instrument Date	Feb 28, 2019
Instrument	20380
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	987 W GALBRAITH RD CINCINNATI OH 452315802, CINCINNATI, OH 45231-5802

Mortgage

Document Number	20381
Date	Mar 19, 2019
Book Page	013877/001630
Instrument	20381

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,769.00 (+1.99%)	$96,716 (-) Land $34,783 Building $61,933	$276,330 (-) Land $99,380 Building $176,950
2024	$6,637.00 (+1.97%)	$96,716 (-) Land $34,783 Building $61,933
2023	$6,509.00 (-22.8%)	$96,716 (+6.28%) Land $34,783 Building $61,933	$276,330 (+6.28%) Land $99,380 Building $176,950
2022	$8,431.00 Homeowner's exemption	$91,001 Land $32,834 Building $58,167
2020			$260,000 Land $93,810 Building $166,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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