1004 W Galbraith Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1004 W Galbraith Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,984 sqft · built 1940
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2018)
Tax Bill	$7,346 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0224-0062-00`

Property Details

APN / Parcel Number

Primary APN	`590-0224-0062-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,984 sqft Living Area
Gross Area	6,439 sqft
1st Floor Area	1,458 sqft
2nd Floor Area	1,026 sqft
Attic	Attic
Attic Area	1,233 sqft
Basement Area	1,026 sqft
Finished Basement	500 sqft
Unfinished Basement	526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Tile
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	1,696 sqft
Parking Spaces	6 Parking Spaces
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1004 W GALBRAITH RD
City	CINCINNATI
State	OH
Zip	45231-5805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VAN ZANDT RD 1.13 AC R1-T3-S20
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4015
Census Tract	22102

Owner

1004 W Galbraith Rd is owned and occupied by an individual who bought it in April 2018.

Source: Hamilton County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 W GALBRAITH RD, CINCINNATI, OH 45231-5805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Deed Document Number	201831078
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	0000080497
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 15, 2026
Property Address	1004 W GALBRAITH RD, CINCINNATI, OH 45231-5805
Document Number	0000056793
Book / Page	15707 / 248
Instrument Date	Jul 3, 2026
Instrument	202656793
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 W GALBRAITH RD, CINCINNATI, OH 45231-5805

Mortgage

Document Number	0000056793,
Date	Jul 15, 2026
Book Page	15707/248
Instrument	202656793

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 16, 2018
Property Address	1004 W GALBRAITH RD, CINCINNATI, OH 45231-5805
Document Number	0000001078
Instrument Date	Apr 5, 2018
Instrument	18-0031078
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 W GALBRAITH RD, CINCINNATI, OH 45231-5805

Mortgage

Document Number	0000001079
Date	Apr 16, 2018
Instrument	18-0031079

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1004 W Galbraith Rd was $7,346, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,346.00 (+2.33%)	$105,308 (-) Land $27,958 Building $77,350	$300,880 Land $79,880 Building $221,000
2024	$7,179.00 (+1.73%)	$105,308 (-) Land $27,958 Building $77,350
2023	$7,057.00 (-16%)	$105,308 (+15.72%) Land $27,958 Building $77,350	$300,880 Land $79,880 Building $221,000
2022	$8,401.00 Homeowner's exemption	$91,000 Land $26,390 Building $64,610
2020			$260,000 Land $75,400 Building $184,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 W Galbraith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 W Galbraith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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