987 Thunderbird Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 987 Thunderbird Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1961
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2021)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0221-0395-00`

Property Details

APN / Parcel Number

Primary APN	`590-0221-0395-00`
Alternative APN	`89072232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	694 sqft
2nd Floor Area	612 sqft
Basement Area	456 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	987 THUNDERBIRD AVE
City	CINCINNATI
State	OH
Zip	45231-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	THUNDERBIRD DR 60 X 100 LOT 28 BRENTWOOD SUB SEC 7
Legal Subdivision	BRENTWOOD SUB
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4008
Census Tract	22102

Owner

987 Thunderbird Ave is owned and occupied by an individual who bought it in October 2021.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 5, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 2, 2017	Warranty Deed, Transfer · FHA Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	2021120046
Deed Book / Page	14516 / 828
Prior Transfer Date	Aug 14, 2008
Prior Transfer Doc	0000000167
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821

Mortgage

Document Number	0000078927
Date	Oct 10, 2025
Book Page	15519/4
Instrument	2025-0078927

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Aug 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 5, 2021
Property Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821
Document Number	0000120046
Book / Page	14516 / 828
Map Reference	MB 99 PG 55
Instrument Date	Jul 30, 2021
Instrument	2021-0120046
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821

Mortgage

Document Number	0000120047
Date	Oct 5, 2021
Instrument	2021-0120047

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200107601
Date	Oct 16, 2020
Book Page	14276/1415
Instrument	2020-0107601

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 2, 2017
Property Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821
Document Number	0000009961
Map Reference	MB 99 PG 55
Instrument Date	Sep 29, 2017
Instrument	17-0089961
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	987 THUNDERBIRD AVE, CINCINNATI, OH 45231-5821

Mortgage

Document Number	0000009962
Date	Oct 2, 2017
Instrument	17-0089962

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 987 Thunderbird Ave was $4,300, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+2.92%)	$61,250 (-) Land $10,934 Building $50,316	$175,000 Land $31,240 Building $143,760
2024	$4,178.00 (+1.7%)	$61,250 (-) Land $10,934 Building $50,316
2023	$4,108.00 (+4.05%)	$61,250 (+43.44%) Land $10,934 Building $50,316	$175,000 Land $31,240 Building $143,760
2022	$3,948.00 Homeowner's exemption	$42,700 Land $8,603 Building $34,097
2020			$122,000 Land $24,580 Building $97,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 987 Thunderbird Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 987 Thunderbird Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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