978 Thunderbird Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 978 Thunderbird Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,803 sqft · built 1961
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$188,500 (Oct 2020)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0221-0374-00`

Property Details

APN / Parcel Number

Primary APN	`590-0221-0374-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
1st Floor Area	804 sqft
2nd Floor Area	999 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	105 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	54 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	978 THUNDERBIRD AVE
City	CINCINNATI
State	OH
Zip	45231-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THUNDERBIRD DR 54.20 X 105.34 IRR-LOT 7 BRENTWOOD SUB SEC 7
Legal Subdivision	BRENTWOO D SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4001
Census Tract	22102

Owner

978 Thunderbird Ave is owned and occupied by an individual who bought it in October 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	978 THUNDERBIRD AVE, CINCINNATI, OH 45231-5822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 2, 2020	Grant Deed, Transfer HUNTINGTON NAT'L BK
Jul 9, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Jun 10, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Jan 2, 2020
Deed Document Number	2020-0108575
Deed Book / Page	14277 / 3499
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2020
Property Address	978 THUNDERBIRD AVE, CINCINNATI, OH 45231-5822
Document Number	0000108575
Book / Page	14277 / 3499
Map Reference	MB 99 PG 55&56
Instrument Date	Sep 29, 2020
Instrument	2020-0108575
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 THUNDERBIRD AVE, CINCINNATI, OH 45231-5822

Mortgage

Document Number	0000108576
Date	Oct 19, 2020
Instrument	2020-0108576

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 2, 2020
Property Address	978 THUNDERBIRD AVE, CINCINNATI, OH 45231-5822
Document Number	0000000407
Book / Page	014075 / 002516
Instrument Date	Dec 11, 2019
Instrument	407
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 ALBRITTON DR DURHAM NC 277057381, DURHAM, NC 27705-7381

Mortgage

Document Number	408
Date	Jan 2, 2020
Book Page	014075/002519
Instrument	408

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 9, 2019
Property Address	978 THUNDERBIRD AVE, CINCINNATI, OH 45231-5822
Document Number	0000054534
Book / Page	013954 / 001489
Instrument Date	Jun 24, 2019
Instrument	54534
Transaction Type	Foreclosure
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 10, 2019
Property Address	978 THUNDERBIRD AVE, CINCINNATI, OH 45231-5822
Document Number	0000045162
Book / Page	013935 / 002261
Instrument Date	May 17, 2019
Instrument	45162
Transaction Type	Foreclosure
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 978 Thunderbird Ave was $4,622, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,622.00 (+2.89%)	$65,975 (-) Land $10,318 Building $55,657
2024	$4,492.00 (+1.72%)	$65,975 (-) Land $10,318 Building $55,657
2023	$4,416.00 (+5.12%)	$65,975 (+44.91%) Land $10,318 Building $55,657	$188,500 Land $29,480 Building $159,020
2022	$4,201.00 Homeowner's exemption	$45,528 Land $8,120 Building $37,408
2020			$130,080 Land $23,200 Building $106,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 978 Thunderbird Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 Thunderbird Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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