Fairfax County property record for 987 Spencer Rd, Mc Lean, VA 22102
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,095 sqft · built 1978 |
| Lot Size | 0.993 acres (43,264 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Jun 2011) |
| Tax Bill | $15,791 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0213-14-0003 |
| Primary APN | 0213-14-0003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,095 sqft Living Area |
| Gross Area | 3,959 sqft |
| Basement Area | 864 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,264 sqft (0.993 acres) |
| View / Lot | Buildable |
| Garage Type | Basement |
| Garage Area | 816 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 52 sqft |
| Patio Area | 162 sqft |
| Balcony Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 987 SPENCER RD |
|---|---|
| City | MC LEAN |
| State | VA |
| Zip | 22102-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Description | TRAMMELLS ADDITION TO SAIGON LT 3 |
| Legal Subdivision | TRAMMELLS ADDITION TO SAIGON |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | DRANESVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 480201 |
Source: Fairfax County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 987 SPENCER RD, MC LEAN, VA 22102-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 6, 2024 | Transfer on Death Deed, Transfer |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BK |
| Aug 12, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2011 · Amount on Record |
| Deed Sale | Jun 6, 2011 · Amount on Record |
| Prior Sale | Nov 12, 1999 · Amount on Record |
| Deed Document Number | 201120892013 |
| Last Transfer Date | Mar 5, 2024 |
| Transfer Doc | 0008958002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 987 SPENCER RD, MC LEAN, VA 22102-2121 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 987 SPENCER RD, MC LEAN, VA 22102-2121 |
| Document Number | 0076525001 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 27794/1772 |
| Instrument | 2022076525.001 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 472 Months |
| Due | Mar 2, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Mar 6, 2024 |
| Property Address | 987 SPENCER RD, MC LEAN, VA 22102-2121 |
| Document Number | 0008958002 |
| Book / Page | 28084 / 1185 |
| Map Reference | MB 3048 PG 148 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024008958.002 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 987 SPENCER RD, MCLEAN, VA 22102-2121 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 987 SPENCER RD, MCLEAN, VA 22102-2121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 987 SPENCER RD, MC LEAN, VA 22102-2121 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 26781/1 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 26781/1 |
| Instrument | 2021000912.001 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 987 SPENCER RD, MC LEAN, VA 22102-2121 |
| Document Number | 2020036331001 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 987 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121 |
| Document Number | 2020036331001 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 026200/001320 |
| Instrument | 36331001 |
| Name | CONGRESSIONAL BK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 987 SPENCER RD, MC LEAN, VA 22102-2121 |
| Document Number | 2017055155003 |
| Instrument Date | Aug 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 987 SPENCER RD MC LEAN VA 221022121, MC LEAN, VA 22102-2121 |
| Document Number | 2017055155003 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 025175/000621 |
| Instrument | 55155003 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 5, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Fairfax County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,791.00 (+8.8%) | $1,339,440 (+17.6%) Land $807,000 Building $532,440 | $1,339,440 (+17.6%) Land $807,000 Building $532,440 |
| 2024 | $14,514.00 (+10.95%) | ||
| 2023 | $13,082.00 | $1,138,980 Land $737,000 Building $401,980 | $1,138,980 Land $737,000 Building $401,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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