987 Ruth Dr, Elgin, IL 60123 Property Records

Kane County property record for 987 Ruth Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 1967
Lot Size	0.233 acres (10,140 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2021)
Tax Bill	$7,074 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-105-006`

Property Details

APN / Parcel Number

Primary APN	`06-10-105-006`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	1,458 sqft
Basement Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	10,140 sqft (0.233 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	987 RUTH DR
City	ELGIN
State	IL
Zip	60123-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 5 LOT 41 BLOCK 12
Legal Subdivision	EAGLE HEIGHTS
Legal Block	12
Legal Lot Number	41
Legal Unit	5-41
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	987 RUTH DR, ELGIN, IL 60123-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage WILLIAM T MEYERS MARIA TRUST
Jul 2, 2021	Deed of Trust, Mortgage TED A MEYERS
May 25, 2021	Warranty Deed, Transfer NOT AVAILABLE, CT
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	202140170
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	987 RUTH DR, ELGIN, IL 60123-1933
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010076
Date	Mar 28, 2024
Instrument	2024K010076

Lender

Name	WILLIAM T MEYERS MARIA TRUST
Type	Non-Lending Institution
Address	SAINT CHARLES, IL 60174

Agreement

Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	987 RUTH DR, ELGIN, IL 60123-1933
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050879
Date	Jul 2, 2021
Instrument	2021K050879

Lender

Name	TED A MEYERS
Type	Private Party

Agreement

Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 25, 2021
Property Address	987 RUTH DR, ELGIN, IL 60123-1933
Document Number	0000040170
Instrument Date	May 19, 2021
Instrument	2021K040170
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	987 RUTH DR, 987, ELGIN, IL 60123-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 RUTH DR, ELGIN, IL 60123-1933

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	987 RUTH DR, ELGIN, IL 60123-1933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000935
Date	Jan 5, 2018
Instrument	2018K000935

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	987 RUTH DR, ELGIN, IL 60123-1933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059162
Date	Nov 13, 2017
Instrument	2017K059162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,074.00 (+15.31%) Homeowner's exemption	$100,730 (+8.57%) Land $28,058 Building $72,672	$302,311 (+8.57%) Land $84,208 Building $218,103
2024		$92,779 (+21.39%) Land $25,843 Building $66,936	$278,448 (+21.44%) Land $77,560 Building $200,888
2022	$6,135.00 (+15.04%) Homeowner's exemption	$76,428 (+6.96%) Land $21,288 Building $55,140	$229,284 (+6.96%) Land $63,864 Building $165,420
2021	$5,333.00 Homeowner's exemption	$71,455 Land $19,903 Building $51,552	$214,365 Land $59,709 Building $154,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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