Kane County property record for 980 Ruth Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,422 sqft · built 1966 |
| Lot Size | 0.26 acres (11,334 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,000 (Aug 1996) |
| Tax Bill | $6,354 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-104-013 |
| Primary APN | 06-10-104-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,422 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 11,334 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 980 RUTH DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 5 SOUTH FT LOT 8 & (EXCEPT SOUTH 13 FT) LOT 9 BLOCK 14 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 14 |
| Legal Lot Number | 8,9 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 851910 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 980 RUTH DR, ELGIN, IL 60123-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 1996 · Amount on File |
| Deed Sale | Aug 6, 1996 · Amount on File |
| Prior Sale | Apr 19, 1996 · Amount on File |
| Deed Document Number | 199655942 |
| Prior Transfer Date | Aug 1, 1996 |
| Prior Transfer Doc | 0000080741 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,354.00 (+13.89%) Homeowner's exemption Senior Citizen's exemption | $99,299 (+8.57%) Land $28,858 Building $70,441 | $298,016 (+8.57%) Land $86,609 Building $211,408 |
| 2024 | $91,461 (+21.39%) Land $26,580 Building $64,881 | $274,493 (+21.44%) Land $79,772 Building $194,721 | |
| 2022 | $5,579.00 (+5.2%) Homeowner's exemption | $75,343 (+6.96%) Land $21,896 Building $53,447 | $226,029 (+6.96%) Land $65,688 Building $160,341 |
| 2021 | $5,303.00 Homeowner's exemption | $70,440 Land $20,471 Building $49,969 | $211,320 Land $61,413 Building $149,907 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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