987 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 987 Phillips St, Vista, CA 92083 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,825 sqft · built 1975
Lot Size0.471 acres (20,526 sqft)
OwnerIndividual Name on File
Last Sale$519,000 (Oct 2015)
Tax Bill$8,153 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN179-182-15-00

Property Details

APN / Parcel Number

Primary APN179-182-15-00
Alternative APN
  • 1791821400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,825 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area20,526 sqft (0.471 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1791821400
Street Address987 PHILLIPS ST
CityVISTA
StateCA
Zip92083-7110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 394 DOC92-683216 IN TR 002020
Legal SubdivisionRANCHO VISTA ESTATES
Legal Tract002020
Legal Block3
Legal Lot Number394
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract19702

Owner

Source: San Diego County records · APN 179-182-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address987 PHILLIPS ST, VISTA, CA 92083-7110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 22, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2015 · Amount on Record
Deed SaleOct 08, 2015 · Amount on Record
Prior SaleAug 09, 2012 · Amount on Record
Deed Document Number2015530776
Last Transfer DateJul 20, 2016
Transfer Doc0000375714
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address987 PHILLIPS ST, VISTA, CA 92083-7110
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 PHILLIPS ST, VISTA, CA 92083-7110

Mortgage

Document Number0000005283
DateJan 05, 2022
Instrument2022-0005283
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address987 PHILLIPS ST, VISTA, CA 92083-7110
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000603518
DateDec 22, 2017
Instrument2017-0603518
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 05, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address987 PHILLIPS ST, VISTA, CA 92083-7110
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 PHILLIPS ST, VISTA, CA 92083-7110

Mortgage

Document Number0000667868
DateOct 29, 2020
Instrument2020-0667868
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$626,668 (+2%) Land $388,968 Building $237,700
2025$8,153.00 (+7.28%) Homeowner's exemption$614,382 (+4.04%) Land $381,342 Building $233,040
2023$7,600.00 (+7.24%) Homeowner's exemption$590,527 Land $366,535 Building $223,992
2022$7,087.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730197023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Phillips St

Nearby Streets

Search Property Records by Address or Parcel Number