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986 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 986 Phillips St, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,170 sqft · built 1961
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$754,000 (Aug 2022)
Tax Bill$8,870 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN179-184-01-00

Property Details

APN / Parcel Number

Primary APN179-184-01-00
Alternative APN
  • 1791813400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,170 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area26,572 sqft (0.61 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1791813400
Street Address986 PHILLIPS ST
CityVISTA
StateCA
Zip92083-7155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 326 POR TR 002020
Legal SubdivisionRANCHO VISTA
Legal Tract002020
Legal Block3
Legal Lot Number326
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19702

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address986 PHILLIPS ST, VISTA, CA 92083-7155
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Deed of Trust, Mortgage · Line of Credit
CMG MORTGAGE INC
Aug 25, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 10, 2021Trustee's Deed, Foreclosure
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleSep 10, 2021 · Amount on Record
Deed Document Number2022342266
Prior Transfer DateMar 24, 1999
Prior Transfer Doc0000236736
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address986 PHILLIPS ST, VISTA, CA 92083-7155
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 PHILLIPS ST, VISTA, CA 92083-7155

Mortgage

Document Number0000028024
DateFeb 2, 2024
Instrument2024-0028024
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2022
Property Address986 PHILLIPS ST, VISTA, CA 92083-7155
Document Number0000342266
Map ReferenceMAP 2020
Instrument DateAug 8, 2022
Instrument2022-0342266
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address986 PHILLIPS ST, VISTA, CA 92083-7155

Mortgage

Document Number0000342267
DateAug 25, 2022
Instrument2022-0342267
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

September 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2021
Property Address986 PHILLIPS ST, VISTA, CA 92083-7155
Document Number0000643545
Map ReferenceMAP 2020
Instrument DateAug 9, 2021
Instrument2021-0643545
Transaction TypeForeclosure
Record UpdatedSep 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1590 S COAST HWY STE 16, 16, LAGUNA BEACH, CA 92651-3257

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$800,150 (+2%) Land $702,172 Building $97,978
2025$8,870.00 (+15.52%) Homeowner's exemption$784,461 (+10.64%) Land $688,404 Building $96,057
2023$7,678.00 (+40.19%) Homeowner's exemption$709,000 Land $622,000 Building $87,000
2022$5,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, Verizon.

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