987 Nile Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 987 Nile Rd, Sparta, NC 28675

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 1994
Lot Size	2.72 acres (118,483 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2019)
Tax Bill	$1,806 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3073206018`

Property Details

APN / Parcel Number

Primary APN	`3073206018`
Alternative APNs	`76793` `70277`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	1,176 sqft
Utility Area	120 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Lot Area	118,483 sqft (2.72 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	112 sqft
Patio Area	224 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	70277
Street Address	987 NILE RD
City	SPARTA
State	NC
Zip	28675-9023
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R1
Legal Description	#6A MOXLEY JAMES T
Legal Subdivision	JAMES T. & ETHEL B. MOXLEY
Legal Block	346
Legal Lot Number	6A
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1005
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	987 NILE RD, SPARTA, NC 28675-9023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 29, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Nov 17, 2005 · Amount on Record
Deed Document Number	2019178
Deed Book / Page	397 / 1218
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	987 NILE RD, SPARTA, NC 28675-9023
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415/65
Date	Jan 25, 2021
Book Page	415/65
Instrument	164

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGHANY NC
Recording Date	Sep 29, 2025
Property Address	987 NILE RD, SPARTA, NC 28675-9023
Document Number	00452/1905
Book / Page	452 / 1905
Instrument Date	Sep 23, 2025
Instrument	2025001968
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	987 NILE RD, SPARTA, NC 28675-9023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 NILE RD, SPARTA, NC 28675-9023

Mortgage

Document Number	2025001969
Date	Sep 29, 2025
Instrument	2025001969

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 24, 2019
Property Address	987 NILE RD, SPARTA, NC 28675-9023
Document Number	397/1218
Book / Page	397 / 1218
Instrument Date	Jan 21, 2019
Instrument	178
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 NILE RD, SPARTA, NC 28675-9023

Mortgage

Document Number	00397/1222
Date	Jan 24, 2019
Book Page	397/1222
Instrument	179

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,806.00 (+0.56%)	$270,900 (-) Land $60,600 Building $210,300	$270,900 (-) Land $60,600 Building $210,300
2025	$1,796.00	$270,900 (-) Land $60,600 Building $210,300
2023		$270,900 Land $60,600 Building $210,300	$270,900 (-) Land $60,600 Building $210,300
2021			$270,900 Land $60,600 Building $210,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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