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146 Nile Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 146 Nile Rd, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,534 sqft · built 1945
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on File
Tax Bill$721 (2025)
Deeds & MortgagesApr 2024 Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN3062993688

Property Details

APN / Parcel Number

Primary APN3062993688
Alternative APNs
  • 82797
  • 4074

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,534 sqft Living Area
1st Floor Area1,534 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area30,492 sqft (0.7 acres)
Garage TypeMixed
Garage Area972 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area208 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number82797
Street Address146 NILE RD
CitySPARTA
StateNC
Zip28675-9022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionLURA BRINEGAR
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group1
Census Block1011
Census Tract950200

Owner

Source: Alleghany County records · APN 3062993688

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address146 NILE RD, SPARTA, NC 28675-9022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORP
Feb 02, 2023Intrafamily Transfer, Transfer · FHA Mortgage
NATIONS LENDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2023
Deed SaleFeb 02, 2023
Prior SaleMar 31, 2016 · Amount on Record
Deed Document Number2023200
Deed Book / Page434 / 757
Prior Transfer DateJan 25, 2023
Prior Transfer Doc000434/757
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address146 NILE RD, SPARTA, NC 28675-9022
Transaction TypeMortgage
Record UpdatedMay 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 NILE RD, SPARTA, NC 28675-9022

Mortgage

Document Number000443/184
DateApr 11, 2024
Book Page443/184
Instrument668
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Address4 SUMMIT PARK DR STE 200, INDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGHANY NC
Recording DateFeb 02, 2023
Property Address146 NILE RD, SPARTA, NC 28675-9022
Document Number000434/757
Book / Page434 / 757
Instrument DateJan 25, 2023
Instrument200
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address146 NILE RD, SPARTA, NC 28675-9022

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 NILE RD, SPARTA, NC 28675-9022

Mortgage

Document Number0000000201
DateFeb 02, 2023
Instrument201
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$99,400 (-) Land $24,800 Building $74,600$99,400 (-) Land $24,800 Building $74,600
2025$721.00$99,400 (-) Land $24,800 Building $74,600
2023$99,400 Land $24,800 Building $74,600$99,400 (-) Land $24,800 Building $74,600
2021$99,400 Land $24,800 Building $74,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), as of July 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370059502001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2018–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber		2,000 / 2,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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