987 Lathrop Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 987 Lathrop Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2017)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-026-2002-000`

Property Details

APN / Parcel Number

Primary APN	`74-09-026-2002-000`

Interior

Full Baths	1 Bath
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Lot Area	43,560 sqft (1 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	987 LATHROP RD
City	ALLENTON
State	MI
Zip	48002-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 160.70 FT OF N 343.80 FT MEAS ON W LINE, OF THAT PART OF NE 1/4 OF NE 1/4 LYING W OF LATHROP RD. 1 A SEC 26 T6N R13E
Legal Range	13E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2086
Census Tract	657200

Owner

987 Lathrop Rd is owned and occupied by an individual who acquired it in June 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	987 LATHROP RD, ALLENTON, MI 48002-3816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Loan Assumption FREEDOM MORTGAGE CORP
Jun 6, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2017	Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN
Feb 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Prior Sale	Aug 13, 2012 · Amount on File
Deed Document Number	201718452
Deed Book / Page	4853 / 796
Last Transfer Date	Jun 6, 2023
Transfer Doc	0005627238
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	987 LATHROP RD, ALLENTON, MI 48002-3816
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 LATHROP RD, ALLENTON, MI 48002-3816

Mortgage

Document Number	0005652288
Date	Sep 7, 2023
Book Page	5652/288
Instrument	2023015789

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	287 Months
Due	Aug 1, 2047

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 6, 2023
Property Address	987 LATHROP RD, ALLENTON, MI 48002-3816
Document Number	0005627238
Book / Page	5627 / 238
Instrument Date	Jun 6, 2023
Instrument	2023010059
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 LATHROP RD, ALLENTON, MI 48002-3816

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 28, 2017
Property Address	987 LATHROP RD, ALLENTON, MI 48002-3816
Document Number	0048530796
Book / Page	004853 / 000796
Instrument Date	Jul 11, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73383 FULTON ST #39 ARMADA MI 480054658, 39, ARMADA, MI 48005-4658

Mortgage

Document Number	48530798
Date	Jul 28, 2017
Book Page	004853/000798

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 10, 2017
Property Address	987 LATHROP RD, ALLENTON, MI 48002-3816
Document Number	0047980676
Book / Page	004798 / 000676
Instrument Date	Feb 7, 2017
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	11850 LULU RD IDA MI 481409711, IDA, MI 48140-9711

Tax Assessment & Valuation

The 2025 property tax bill for 987 Lathrop Rd was $2,197 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,200 (+6.82%)	$200,400
2025	$2,197.00 (+2.95%) Homeowner's exemption	$93,800
2024	$2,134.00		$187,600
2023		$79,500
2022	$1,905.00		$159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 Lathrop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 987 Lathrop Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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