St. Clair County property record for 965 Lathrop Rd, Allenton, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 2002 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $189,000 (Apr 2015) |
| Tax Bill | $3,486 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-026-2003-000 |
| Primary APN | 74-09-026-2003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 1,470 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 965 LATHROP RD |
|---|---|
| City | ALLENTON |
| State | MI |
| Zip | 48002-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG S 89D 23M W 1115.69', S 13D 2M 14S E 154.37' & S 9D 32M 40S E 195.41' FROM NE SEC COR, TH S 9D 32M 40S E 286.65', TH S |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 26 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2086 |
| Census Tract | 657200 |
965 Lathrop Rd is owned by a company that bought it in April 2015 and is owner-occupied.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 965 LATHROP RD, ALLENTON, MI 48002-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR |
| Oct 7, 2019 | Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2015 · Amount on File |
| Deed Sale | Apr 20, 2015 · Amount on File |
| Deed Document Number | 20159396 |
| Deed Book / Page | 4596 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 965 LATHROP RD, ALLENTON, MI 48002-3816 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 965 LATHROP RD, ALLENTON, MI 48002-3816 |
| Document Number | 0053210913 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5321/913 |
| Instrument | 2021004984 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 965 LATHROP RD, ALLENTON, MI 48002-3816 |
| Document Number | 0051100535 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 965 LATHROP RD BERVILLE MI 480023816, BERVILLE, MI 48002-3816 |
| Document Number | 0051100535 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 005110/000535 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 965 LATHROP RD, ALLENTON, MI 48002-3816 |
| Document Number | 0051100547 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 965 LATHROP RD ALLENTON MI 480023816, ALLENTON, MI 48002-3816 |
| Document Number | 0051100547 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 005110/000547 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
The 2025 property tax bill for 965 Lathrop Rd was $3,486 with a homeowner's exemption, up 3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,200 (+8.35%) | $402,400 | |
| 2025 | $3,486.00 (+2.95%) Homeowner's exemption | $185,700 | |
| 2024 | $3,386.00 | $371,400 | |
| 2023 | $156,000 | ||
| 2022 | $3,030.00 | $312,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 Lathrop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Lathrop Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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