987 Hardbarger Rd, Buchanan, VA 24066 Property Records

Botetourt County property record for 987 Hardbarger Rd, Buchanan, VA 24066

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,450 sqft · built 2002
Lot Size1 acres (43,821 sqft)
Owner2 Individual Names on Record
Last Sale$202,900 (Sep 2018)
Tax Bill$1,955 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN76-12

Property Details

APN / Parcel Number

Primary APN76-12
Alternative APN
  • 25033

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,450 sqft Finished Area
Basement Area960 sqft
Unfinished Basement960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,821 sqft (1 acres)
TerrainHigh
Garage TypeMixed
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area345 sqft
Deck Area136 sqft
Patio Area136 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number25033
Street Address987 HARDBARGER RD
CityBUCHANAN
StateVA
Zip24066-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLITHIA
JurisdictionBOTETOURT VA
Township / Civil DivisionBUCHANAN
Census Block Group3
Census Block3027
Census Tract40200

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address987 HARDBARGER RD, BUCHANAN, VA 24066-5213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MEMBER ONE FEDERAL CREDIT UNION
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEMBER ONE FEDERAL CREDIT UNION
Sep 28, 2018Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 7, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Deed Document Number20183585
Prior Transfer DateJan 18, 2017
Prior Transfer Doc0000000542
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address987 HARDBARGER RD, BUCHANAN, VA 24066-5213
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230000942
DateApr 12, 2023
Instrument230000942
Lender
NameMEMBER ONE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 7, 2038
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address987 HARDBARGER RD, BUCHANAN, VA 24066-5213
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyCOLONIAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001190
DateMar 27, 2020
Instrument200001190
Lender
NameMEMBER ONE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOTETOURT VA
Recording DateSep 28, 2018
Property Address987 HARDBARGER RD, BUCHANAN, VA 24066-5213
Document Number180003585
Instrument DateSep 19, 2018
Instrument180003585
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyCOLONIAL TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 HARDBARGER RD, BUCHANAN, VA 24066-5213
InvestorPossibly a Property Investor

Mortgage

Document Number180003586
DateSep 28, 2018
Instrument180003586
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOTETOURT VA
Recording DateFeb 7, 2017
Property Address987 HARDBARGER RD, BUCHANAN, VA 24066-5213
Document Number170000542
Instrument DateJan 18, 2017
Instrument170000542
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyFIRST CHOICE TITLE & STLMNT

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 HARDBARGER RD, BUCHANAN, VA 24066-5213

Mortgage

Document Number170000543
DateFeb 7, 2017
Instrument170000543
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBotetourt County
Unified School DistrictBotetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,400 (-) Land $40,000 Building $239,400$279,400 (-) Land $40,000 Building $239,400
2025$1,955.00$279,400 (+32.86%) Land $40,000 Building $239,400$279,400 (+32.86%) Land $40,000 Building $239,400
2024$1,955.00 (+17.7%)
2023$210,300 (-) Land $35,000 Building $175,300$210,300 (-) Land $35,000 Building $175,300
2022$1,661.00$210,300 Land $35,000 Building $175,300$210,300 Land $35,000 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (1985–2006)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2006 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 76% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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