646 Hardbarger Rd, Buchanan, VA 24066 Property Records

Botetourt County property record for 646 Hardbarger Rd, Buchanan, VA 24066

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,983 sqft · built 2001
Lot Size	10 acres (438,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2017)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76(7)3`

Property Details

APN / Parcel Number

Primary APN	`76(7)3`
Alternative APN	`24997`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,983 sqft Finished Area
Basement Area	2,281 sqft
Finished Basement	1,825 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	438,083 sqft (10 acres)
Terrain	High
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Deck Area	449 sqft
Patio Area	449 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	24997
Street Address	646 HARDBARGER RD
City	BUCHANAN
State	VA
Zip	24066-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	M RICHARDS PLAT LOT 3
Legal Subdivision	MARGARET RICHARDS
Legal Lot Number	3
Jurisdiction	BOTETOURT VA
Township / Civil Division	BUCHANAN
Census Block Group	3
Census Block	3041
Census Tract	40200

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 HARDBARGER RD, BUCHANAN, VA 24066-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF BOTETOURT
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage CM COMMONWEALTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	20174029
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	646 HARDBARGER RD, BUCHANAN, VA 24066-5431
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005808
Date	Dec 1, 2020
Instrument	200005808

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	Oct 16, 2017
Property Address	646 HARDBARGER RD, BUCHANAN, VA 24066-5431
Document Number	170004029
Instrument Date	Oct 16, 2017
Instrument	170004029
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	SOUTHWEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 HARDBARGER RD, BUCHANAN, VA 24066-5431

Mortgage

Document Number	170004030
Date	Oct 16, 2017
Instrument	170004030

Lender

Name	CM COMMONWEALTH MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,400 (-) Land $103,900 Building $556,500	$660,400 (-) Land $103,900 Building $556,500
2025	$4,622.00	$660,400 (+36.33%) Land $103,900 Building $556,500	$660,400 (+36.33%) Land $103,900 Building $556,500
2024	$4,622.00 (+20.81%)
2023		$484,400 (-) Land $84,300 Building $400,100	$484,400 (-) Land $84,300 Building $400,100
2022	$3,826.00	$484,400 Land $84,300 Building $400,100	$484,400 Land $84,300 Building $400,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1985–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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