987 Como Pl, Saint Paul, MN 55103 Property Records

Ramsey County property record for 987 Como Pl, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,117 sqft · built 1914
Lot Size	0.111 acres (4,815 sqft)
Owner	Individual Name on Record
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-13-0197`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-13-0197`
Alternative APNs	`8447805` `500454`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,117 sqft Living Area
1st Floor Area	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,815 sqft (0.111 acres)
Lot Dimensions	107 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	500454
Street Address	987 COMO PL
City	SAINT PAUL
State	MN
Zip	55103-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS LOT 3 BLK 16
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROYAL OAKS
Legal Block	16
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3013
Census Tract	31200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	987 COMO PL, SAINT PAUL, MN 55103-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit TOPLINE FINANCIAL CU
Jan 25, 2017	Deed of Trust, Mortgage TWIN CITIES HABITAT FOR HUMANITY INC
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit TOPLINE FCU
Mar 8, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 7, 2023
Transfer Doc	0002750500
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	987 COMO PL, SAINT PAUL, MN 55103-1316
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02805896
Date	Nov 19, 2025
Instrument	T02805896

Lender

Name	TOPLINE FINANCIAL CU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	987 COMO PL, SAINT PAUL, MN 55103-1316
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02579124
Date	Jan 25, 2017
Instrument	T02579124

Lender

Name	TWIN CITIES HABITAT FOR HUMANITY INC
Type	Non-Lending Institution
Address	00000

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	987 COMO PL, SAINT PAUL, MN 55103-1316
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02676260
Date	Sep 28, 2020
Instrument	T02676260

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 8, 2023
Property Address	987 COMO PL, SAINT PAUL, MN 55103-1316
Document Number	0T02750500
Instrument Date	Mar 7, 2023
Instrument	T02750500
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 COMO PL, SAINT PAUL, MN 55103-1316

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,300 (+10.23%) Land $36,400 Building $161,900	$198,300 (+10.23%) Land $36,400 Building $161,900
2025	$3,028.00 (+12.31%)
2023	$2,696.00 Homeowner's exemption	$179,900 Land $36,400 Building $143,500	$179,900 Land $36,400 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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