Ramsey County property record for 982 Como Pl, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1911 |
| Lot Size | 0.111 acres (4,815 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Aug 2023) |
| Tax Bill | $3,212 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-23-13-0191 |
| Primary APN | 26-29-23-13-0191 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 4,815 sqft (0.111 acres) |
| Lot Dimensions | 107 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 272733 |
|---|---|
| Street Address | 982 COMO PL |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYAL OAKS LOT 13 BLK 15 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 26 |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 15 |
| Legal Lot Number | 13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 31200 |
Source: Ramsey County records · APN 26-29-23-13-0191
Assessment roll updated July 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 982 COMO PL, SAINT PAUL, MN 55103-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CU |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional with PMI AXIA FIN'L |
| Jun 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2023 · Amount on Record |
| Deed Sale | Aug 09, 2023 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 20232759011 |
| Prior Transfer Date | Jun 01, 2017 |
| Prior Transfer Doc | 0002589461 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 09, 2023 |
| Property Address | 982 COMO PL, SAINT PAUL, MN 55103-1317 |
| Document Number | 0T02759011 |
| Instrument Date | Aug 07, 2023 |
| Instrument | T02759011 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | NETWORK TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 982 COMO PL, SAINT PAUL, MN 55103-1317 |
| Document Number | 0T02759012 |
|---|---|
| Date | Aug 09, 2023 |
| Instrument | T02759012 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 27, 2018 |
| Property Address | 982 COMO PL, SAINT PAUL, MN 55103-1317 |
| Document Number | 0002612972 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 2612972 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $669.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 982 COMO PL ST PAUL MN 551031317, ST PAUL, MN 55103-1317 |
| Document Number | 2612973 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2612973 |
| Name | AXIA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | BELLEVUE, WA 98004 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 15, 2017 |
| Property Address | 982 COMO PL, SAINT PAUL, MN 55103-1317 |
| Document Number | 0002589461 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 2589461 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 755 SELBY AVE #1 ST PAUL MN 551047665, 1, ST PAUL, MN 55104-7665 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,000 (+6.31%) Land $36,400 Building $187,600 | $224,000 (+6.31%) Land $36,400 Building $187,600 | |
| 2024 | $3,212.00 (+3.35%) | ||
| 2023 | $3,108.00 Homeowner's exemption | $210,700 Land $36,400 Building $174,300 | $210,700 Land $36,400 Building $174,300 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband.
Based on FCC filings for 627 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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