987 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 987 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,788 sqft · built 2018
Lot Size	0.248 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$758,000 (Feb 2019)
Tax Bill	$5,111 (2024)
Deeds & Mortgages	Mar 2018 Construction Loan May 2019 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`04-3S-20-34060-00E-0040`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34060-00E-0040`
Alternative APN	`1007700`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,788 sqft Living Area
Gross Area	4,150 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	10,846 sqft (0.248 acres)
Lot Dimensions	14.5 ft deep x 7.5 ft wide
Garage Type	Finished
Garage Area	554 sqft
Porch	Porch
Porch Area	808 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1007700
Street Address	987 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK E DUNE ALLEN 1ST ADDITION PB 2-78 OR 2662-1784 OR 3097-2288
Legal Range	20W
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN 1ST ADD
Legal Block	E
Legal Lot Number	4 5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1023
Census Tract	950604

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	987 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 15, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20190004859
Deed Book / Page	3097 / 2288
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	987 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030672136
Date	Mar 7, 2018
Book Page	3067/2136
Instrument	2018000007465

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 6, 2019

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	987 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031041119
Date	May 2, 2019
Book Page	3104/1119
Instrument	20190013908

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	987 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4157

Mortgage

Document Number	0031610582
Date	Sep 25, 2020
Book Page	3161/582
Instrument	20200037471

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 15, 2019
Property Address	987 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4157
Document Number	0030972288
Book / Page	3097 / 2288
Map Reference	MB 2 PG 78
Instrument Date	Feb 14, 2019
Instrument	20190004859
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,306.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 GULF SHORE DR # DR40, 775, DESTIN, FL 32541-3138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4157

Mortgage

Document Number	20190004860
Date	Feb 15, 2019
Instrument	20190004860

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,293,808 (-4.66%) Land $350,000 Building $943,808	$1,293,808 (-4.66%) Land $350,000 Building $943,808
2024	$5,111.00 (+3.76%)
2023	$4,926.00 (+1.17%) Homeowner's exemption	$1,357,043 (+8.71%) Land $206,000 Building $1,151,043	$1,357,043 (+8.71%) Land $206,000 Building $1,151,043
2022	$4,869.00 Homeowner's exemption	$1,248,305 Land $228,660 Building $1,019,645	$1,248,305 Land $228,660 Building $1,019,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Wildstar Networks.

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