974 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 974 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,522 sqft · built 2024
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2022)
Tax Bill	$19,584 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34050-006-0040`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34050-006-0040`
Alternative APNs	`04-320-34050-006-0040` `1007657`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,522 sqft Living Area
Gross Area	6,622 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,930 sqft (0.205 acres)
Lot Dimensions	142 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	784 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	974 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 4 BLK 6 DUNE ALLEN S/D PB 2-44 OR 3174-981 OR 3228-359 OR 3244-1096 OR 3336-2941
Legal Range	020
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN
Legal Block	6
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3014
Census Tract	950604

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage · Commercial Mortgage TROY BANK & TRUST CO
Sep 19, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 22, 2022	Warranty Deed, Transfer MCNEESE TITLE LLC
Dec 6, 2021	Warranty Deed, Transfer · Line of Credit NINE TRUST INVESTMENTS LLC
Dec 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	202213461
Deed Book / Page	3244 / 1096
Last Transfer Date	Sep 19, 2024
Transfer Doc	0033362941
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	974 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4150
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4150

Mortgage

Document Number	0033410266
Date	Nov 7, 2024
Book Page	3341/266
Instrument	20240038816

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	DOTHAN, AL 36305

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Sep 19, 2024
Property Address	974 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4150
Document Number	0033362941
Book / Page	3336 / 2941
Map Reference	MB 2 PG 44
Instrument Date	Sep 19, 2024
Instrument	20240033089
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	999 HOOD RD NE, MARIETTA, GA 30068-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 22, 2022
Property Address	974 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4150
Document Number	0032441096
Book / Page	3244 / 1096
Map Reference	MB 2 PG 44
Instrument Date	Mar 17, 2022
Instrument	20220013461
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 S 12TH ST # ST403, ST403, TAMPA, FL 33602-4207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 MANER ST SE, SMYRNA, GA 30080-6417
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 6, 2021
Property Address	974 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4150
Document Number	0032280359
Book / Page	3228 / 359
Map Reference	MB 2 PG 44
Instrument Date	Dec 1, 2021
Instrument	20210059823
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 HIGH PINES RDG, FAIRHOPE, AL 36532-6373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 MERIDIAN AVE APT 314, 314, MIAMI BEACH, FL 33139-1535

Mortgage

Document Number	0003228361
Date	Dec 6, 2021
Instrument	3228/361

Lender

Name	NINE TRUST INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 18, 2020
Property Address	ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459
Document Number	0031740981
Book / Page	003174 / 000981
Instrument Date	Dec 18, 2020
Instrument	52280
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	786 MACK BAYOU RD SANTA ROSA BEACH FL 324593102, SANTA ROSA BEACH, FL 32459-3102

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,584.00 (+54%)	$2,167,464 (+547%) Land $350,000 Building $1,817,464	$2,167,464 (+547%) Land $350,000 Building $1,817,464
2024	$3,060.00 (-30.8%)	$335,000 (-31.17%) Land $335,000	$335,000 (-31.17%) Land $335,000
2023	$4,422.00 (+89.79%)	$486,675 (+93.49%) Land $486,675	$486,675 (+93.49%) Land $486,675
2022	$2,330.00	$251,526 Land $251,526	$251,526 Land $251,526

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	235 units insured incl. 12 condo units
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Wildstar Networks.

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