9869 Cosumnes Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 9869 Cosumnes Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,760 sqft · built 1982
Lot Size	4.85 acres (211,266 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Mar 2019)
Tax Bill	$7,581 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-0332-033-0000`

Property Details

APN / Parcel Number

Primary APN	`134-0332-033-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,760 sqft Living Area
Gross Area	3,640 sqft
1st Floor Area	1,320 sqft
2nd Floor Area	1,000 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	211,266 sqft
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	9869 COSUMNES RD
City	WILTON
State	CA
Zip	95693-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-5
Legal Description	S 1/2 LOT 477 OF CENTRAL CALIF TRACTION NO 6
Legal Subdivision	CENTRAL CALIFORNIA
Legal Lot Number	477
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1005
Census Tract	9403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9869 COSUMNES RD, WILTON, CA 95693-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 15, 2019	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Book / Page	20190315 / 1240
Prior Transfer Date	Feb 11, 2016
Prior Transfer Doc	0000000379
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9869 COSUMNES RD, WILTON, CA 95693-9772
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 COSUMNES RD, WILTON, CA 95693-9772

Mortgage

Document Number	0000000151
Date	Aug 1, 2022
Instrument	2022080100151

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9869 COSUMNES RD, WILTON, CA 95693-9772
Document Number	2101110526
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 COSUMNES RD WILTON CA 956939772, WILTON, CA 95693-9772

Mortgage

Document Number	2101110526
Date	Jan 11, 2021
Instrument	2101110526

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 15, 2019
Property Address	9869 COSUMNES RD, WILTON, CA 95693-9772
Document Number	1903151240
Instrument Date	Mar 11, 2019
Instrument	1903151240
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 COSUMNES RD WILTON CA 956939772, WILTON, CA 95693-9772

Mortgage

Document Number	1903151241
Date	Mar 15, 2019
Instrument	1903151241

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$715,934 (+2%) Land $312,901 Building $403,033
2025	$7,581.00 (+0.84%)	$701,897 (+4.04%) Land $306,766 Building $395,131
2024	$7,518.00 (+3.27%)
2023	$7,280.00 (+1.82%)	$674,643 Land $294,854 Building $379,789
2022	$7,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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