Seminole County property record for 9864 Montclair Cir, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,392 sqft · built 1999 |
| Lot Size | 0.269 acres (11,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Sep 2018) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-29-521-0000-0320 |
| Primary APN | 20-21-29-521-0000-0320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 2,847 sqft |
| 1st Floor Area | 2,392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 11,731 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 353 sqft |
| Patio Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 9864 MONTCLAIR CIR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-1966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | LOT 32 MONTCLAIR PB 54 PBS 46 THRU 48 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 20 |
| Legal Subdivision | MONTCLAIR |
| Legal Tract | 521 |
| Legal Lot Number | 32 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21708 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9864 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Sep 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | May 25, 2016 · Amount on Record |
| Deed Document Number | 2018105490 |
| Deed Book / Page | 9210 / 1908 |
| Prior Transfer Date | Feb 9, 2015 |
| Prior Transfer Doc | 0086950735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 9864 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Document Number | 0094381933 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9864 MONTCLAIR CIR APOPKA FL 327031966, APOPKA, FL 32703-1966 |
| Document Number | 0094381933 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 009438/001933 |
| Instrument | 101560 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 14, 2018 |
| Property Address | 9864 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Document Number | 0092101908 |
| Book / Page | 09210 / 1908 |
| Map Reference | MB54 PG46-48 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018105490 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FLORIDA TITLE & GUARANTEE AG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 624 CONTESSA LRVINE, 624, IRVINE, CA 92620 |
| Name | Verified Name |
|---|---|
| Address | 9864 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Document Number | 2018105491 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018105491 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 (+9.22%) Homeowner's exemption | $295,877 (+5.99%) | $461,919 (-1.4%) Land $110,000 Building $351,919 |
| 2023 | $3,569.00 (+2.56%) Homeowner's exemption | $279,163 (+3%) | $468,464 (+0.78%) Land $80,000 Building $388,464 |
| 2022 | $3,480.00 Homeowner's exemption | $271,032 | $464,825 Land $80,000 Building $384,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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