Seminole County property record for 9860 Montclair Cir, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,800 sqft · built 1999 |
| Lot Size | 0.276 acres (12,066 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2018) |
| Tax Bill | $4,879 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-29-521-0000-0330 |
| Primary APN | 20-21-29-521-0000-0330 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,066 sqft |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 459 sqft |
| Patio Area | 413 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 9860 MONTCLAIR CIR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-1966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 MONTCLAIR PB 54 PBS 46 THRU 48 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 20 |
| Legal Subdivision | MONTCLAIR |
| Legal Tract | 521 |
| Legal Lot Number | 33 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21708 |
9860 Montclair Cir is owned and occupied by an individual who bought it in May 2018.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9860 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| May 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on File |
| Deed Sale | May 2, 2018 · Amount on File |
| Prior Sale | Mar 29, 2004 · Amount on File |
| Deed Document Number | 2018047879 |
| Deed Book / Page | 09120 / 1749 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 9860 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Name | Verified Name |
|---|---|
| Address | 9860 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Document Number | 0100281601 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 10028/1601 |
| Instrument | 2021114893 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 2, 2018 |
| Property Address | 9860 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Document Number | 0091201749 |
| Book / Page | 09120 / 1749 |
| Map Reference | MB54 PG46-48 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018047879 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1525, DE LEON SPRINGS, FL 32130-1525 |
| Name | Verified Name |
|---|---|
| Address | 9860 MONTCLAIR CIR, APOPKA, FL 32703-1966 |
| Document Number | 2018047880 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018047880 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 9860 Montclair Cir was $4,879 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,879.00 Homeowner's exemption | $386,362 | $521,426 Land $110,000 Building $411,426 |
| 2023 | $4,705.00 (+2.48%) Homeowner's exemption | $364,537 (+3%) | $534,320 (+0.82%) Land $80,000 Building $454,320 |
| 2022 | $4,591.00 Homeowner's exemption | $353,919 | $529,957 Land $80,000 Building $449,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9860 Montclair Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9860 Montclair Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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