9863 Mosswood Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 9863 Mosswood Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,448 sqft · built 1946
Lot Size	0.693 acres (30,173 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2023)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-0202-006-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0202-006-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,448 sqft Living Area
1st Floor Area	2,488 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	30,173 sqft (0.693 acres)
Garage Area	2,519 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	9863 MOSSWOOD CIR
City	FOLSOM
State	CA
Zip	95630-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-L (A)
Legal Description	THAT POR PCL 11,MOSSWOOD OAKS, LYING E OF A LN BEG AT A PT LOCN87%23'50E 156.70' FR THE SW COR SD PCL 11; TH N20%27'23W95.03'; TH N01%27'02E 70.10' TO THE S R/W LN MOSSWOOD CIR.CONTG 30,173 SQ FT M/L.
Legal Subdivision	MOSSWOOD OAKS
Legal Lot Number	11
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2025
Census Tract	8210

Owner

9863 Mosswood Cir is owned by an individual who bought it in October 2023.

Source: Sacramento County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 511
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Oct 2, 2023	Intrafamily Transfer, Transfer LENNAR TITLE
Oct 2, 2023	Grant Deed, Transfer · Commercial Mortgage ESTELLE SNYDERA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Sep 27, 1996 · Amount on File
Deed Document Number	2023
Deed Book / Page	20231002 / 832
Prior Transfer Date	Sep 29, 2023
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9863 MOSSWOOD CIR, FOLSOM, CA 95630-1512
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 MESQUITE WAY, ROCKLIN, CA 95677-3835

Mortgage

Document Number	0000000071
Date	Oct 27, 2025
Instrument	202510270071

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 2, 2023
Property Address	9863 MOSSWOOD CIR, FOLSOM, CA 95630-1512
Document Number	0000000833
Map Reference	MB 75 MAP 10
Instrument Date	Sep 29, 2023
Instrument	202310020833
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 511, ROCKLIN, CA 95677-0511

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 2, 2023
Property Address	9863 MOSSWOOD CIR, FOLSOM, CA 95630-1512
Document Number	0000000832
Map Reference	MB 75 MAP 10
Instrument Date	Sep 29, 2023
Instrument	202310020832
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 511, ROCKLIN, CA 95677-0511

Mortgage

Document Number	0000000834
Date	Oct 2, 2023
Instrument	202310020834

Lender

Name	ESTELLE SNYDERA
Type	Private Party
Address	10970 SAINT JAMES LN, WILTON, CA 95693

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9863 Mosswood Cir was $5,005, up 3.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,098 (+43.63%) Land $223,686 Building $435,412
2025	$5,005.00 (+3.24%)	$458,900 Land $219,300 Building $239,600
2024	$4,848.00 (+53.42%)
2023	$3,160.00 (+3.54%)	$289,493 Land $71,993 Building $217,500
2022	$3,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9863 Mosswood Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9863 Mosswood Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - ASHLAND serves 3,300 people · EPA ID CA3410030
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Cal.net, Succeed.Net.

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