9856 Mosswood Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 9856 Mosswood Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,905 sqft · built 1980
Lot Size	0.517 acres (22,521 sqft)
Owner	Trust Name on File
Last Sale	$620,000 (Dec 2017)
Tax Bill	$7,617 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`227-0201-004-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0201-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,905 sqft Living Area
1st Floor Area	2,389 sqft
2nd Floor Area	258 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	22,521 sqft (0.517 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9856 MOSSWOOD CIR
City	FOLSOM
State	CA
Zip	95630-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-L (A)
Legal Description	MOSSWOOD OAKS, LOT 4
Legal Subdivision	MOSSWOOD OAKS
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2010
Census Tract	8210

Owner

9856 Mosswood Cir is owner-occupied and held in a trust since December 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	9856 MOSSWOOD CIR, FOLSOM, CA 95630-1513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Dec 18, 2017	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG
Jul 20, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Deed Book / Page	20171218 / 1537
Prior Transfer Date	Nov 20, 1997
Prior Transfer Doc	9712000868
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9856 MOSSWOOD CIR, FOLSOM, CA 95630-1513
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9856 MOSSWOOD CIR, FOLSOM, CA 95630-1513

Mortgage

Document Number	0000000143
Date	Feb 22, 2021
Instrument	202102220143

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2020
Property Address	9856 MOSSWOOD CIR, FOLSOM, CA 95630-1513
Document Number	2001170677
Instrument Date	Dec 12, 2019
Instrument	2001170677
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9856 MOSSWOOD CIR FOLSOM CA 956301513, FOLSOM, CA 95630-1513

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9856 MOSSWOOD CIR, FOLSOM, CA 95630-1513
Document Number	1906130521
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9856 MOSSWOOD CIR FOLSOM CA 956301513, FOLSOM, CA 95630-1513

Mortgage

Document Number	1906130521
Date	Jun 13, 2019
Instrument	1906130521

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2017
Property Address	9856 MOSSWOOD CIR, FOLSOM, CA 95630-1513
Document Number	1712181537
Instrument Date	Dec 1, 2017
Instrument	1712181537
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9856 MOSSWOOD CIR FOLSOM CA 956301513, FOLSOM, CA 95630-1513

Mortgage

Document Number	1712181538
Date	Dec 18, 2017
Instrument	1712181538

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2017
Property Address	9856 MOSSWOOD CIR, FOLSOM, CA 95630-1513
Document Number	1707200553
Instrument Date	Jul 11, 2017
Instrument	1707200553
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 118 BURNT RANCH CA 955270118, BURNT RANCH, CA 95527-0118

Tax Assessment & Valuation

The 2025 property tax bill for 9856 Mosswood Cir was $7,617 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,556 (+2%) Land $277,028 Building $442,528
2025	$7,617.00 (+2.12%) Homeowner's exemption	$705,448 Land $271,597 Building $433,851
2024	$7,459.00 (+1.83%)
2023	$7,325.00 (+1.5%) Homeowner's exemption	$678,056 Land $261,051 Building $417,005
2022	$7,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9856 Mosswood Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9856 Mosswood Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - ASHLAND serves 3,300 people · EPA ID CA3410030
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Cal.net, Succeed.Net.

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