St. Louis County property record for 9861 E Watson Rd, Saint Louis, MO 63126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,260 sqft · built 1960 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Jun 2006) |
| Tax Bill | $3,673 (2024) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2021 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25M-32-0286 |
| Primary APN | 25M-32-0286 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,676 sqft |
| 1st Floor Area | 1,260 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 15,198 sqft (0.349 acres) |
| Lot Dimensions | 190 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 143 sqft |
| Patio Area | 36 sqft |
| Poultry House | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9861 E WATSON RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63126-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 69R-3 |
| Legal Description | WOODCREST TERRACE LOT 3 |
| Legal Subdivision | WOODCREST TERRACE |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | GRAVOIS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 220803 |
Source: St. Louis County records · APN 25M-32-0286
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS CU |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK |
| Dec 24, 2020 | Deed of Trust, Mortgage NEIGHBORS CU |
| Aug 19, 2019 | Deed of Trust, Mortgage GREAT STHRN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2006 · Amount on Record |
| Deed Sale | Jun 27, 2006 · Amount on Record |
| Prior Sale | May 05, 1999 · Amount on Record |
| Deed Document Number | 20061004 |
| Deed Book / Page | 17208 / 4039 |
| Prior Transfer Date | Mar 16, 2005 |
| Prior Transfer Doc | 0164401055 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Document Number | 2025091800010 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025091800010 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2021 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Document Number | 0250680812 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 25068/812 |
| Instrument | 2021082300137 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 08, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Document Number | 0241500896 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 24150/896 |
| Instrument | 2020072800094 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Document Number | 0246123296 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9861 E WATSON RD ST LOUIS MO 631261950, ST LOUIS, MO 63126-1950 |
| Document Number | 0246123296 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 024612/003296 |
| Instrument | 1080 |
| Name | NEIGHBORS CU |
|---|---|
| Address | SAINT LOUIS, MO 63123 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 24, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9861 E WATSON RD, SAINT LOUIS, MO 63126-1950 |
| Document Number | 0236683210 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9861 E WATSON RD ST LOUIS MO 631261950, ST LOUIS, MO 63126-1950 |
| Document Number | 0236683210 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 023668/003210 |
| Instrument | 618 |
| Name | GREAT STHRN BK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65801-9600 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 22, 2039 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Crestwood City |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,880 (+20.85%) Land $27,490 Building $36,390 | $336,200 (+20.85%) Land $144,700 Building $191,500 | |
| 2024 | $3,673.00 (+8.19%) | ||
| 2023 | $3,395.00 (-5.22%) | $52,860 (+5.53%) Land $19,630 Building $33,230 | $278,200 (+5.54%) Land $103,300 Building $174,900 |
| 2022 | $3,582.00 | $50,090 Land $19,630 Building $30,460 | |
| 2021 | $263,600 Land $103,300 Building $160,300 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 335 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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