9849 E Watson Rd, Saint Louis, MO 63126 Property Records

St. Louis County property record for 9849 E Watson Rd, Saint Louis, MO 63126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,395 sqft · built 1957
Lot Size	0.375 acres (16,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,600 (Mar 2018)
Tax Bill	$3,144 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25M-32-0312`

Property Details

APN / Parcel Number

Primary APN	`25M-32-0312`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	16,322 sqft (0.375 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	480 sqft
Poultry House	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9849 E WATSON RD
City	SAINT LOUIS
State	MO
Zip	63126-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	69R-3
Legal Description	WOODCREST TERRACE LOT 2
Legal Subdivision	WOODCREST TERRACE
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	GRAVOIS
Census Block Group	3
Census Block	3000
Census Tract	220803

Owner

Source: St. Louis County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Dec 21, 2023	Deed of Trust, Mortgage VANTAGE CU
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 6, 2018	Grant Deed, Transfer BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Feb 23, 2005 · Amount on Record
Deed Document Number	2018353
Deed Book / Page	22926 / 1713
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	02292601713
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 13, 2026
Property Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950
Document Number	0000000436
Instrument Date	Apr 8, 2026
Instrument	2026436
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950

Mortgage

Document Number	0000000436,
Date	Apr 13, 2026
Instrument	2026436

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950

Mortgage

Document Number	2023122100057
Date	Dec 21, 2023
Instrument	2023122100057

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 23, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950

Mortgage

Document Number	2022042600407
Date	Apr 26, 2022
Instrument	2022042600407

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950

Mortgage

Document Number	0241100260
Date	Jun 29, 2020
Book Page	24110/260
Instrument	2020062900036

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 6, 2018
Property Address	9849 E WATSON RD, SAINT LOUIS, MO 63126-1950
Document Number	0229261713
Book / Page	022926 / 001713
Instrument Date	Mar 2, 2018
Instrument	353
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9849 E WATSON RD ST LOUIS MO 631261950, ST LOUIS, MO 63126-1950

Mortgage

Document Number	229261716
Date	Mar 6, 2018
Book Page	022926/001716
Instrument	354

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Crestwood City
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,110 (+10.89%) Land $27,800 Building $22,310	$263,700 (+10.89%) Land $146,300 Building $117,400
2024	$3,144.00 (+8.15%)
2023	$2,907.00 (+0.48%)	$45,190 (+11.69%) Land $19,860 Building $25,330	$237,800 (+11.7%) Land $104,500 Building $133,300
2022	$2,893.00	$40,460 Land $19,860 Building $20,600
2021			$212,900 Land $104,500 Building $108,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Watson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures