Gwinnett County property record for 986 Suwanee Mill Ct, Buford, GA 30518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,734 sqft · built 2004 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $6,382 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-231-364 |
| Primary APN | 7-231-364 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Living Area |
| Attic Area | 60 sqft |
| Basement Area | 1,365 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Old Parcel Number | 7231364 |
|---|---|
| Street Address | 986 SUWANEE MILL CT |
| City | BUFORD |
| State | GA |
| Zip | 30518-8782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75CSO-SFR CONSERVATION S |
| Legal Description | L167 BB MORNINGBROOKE #4 |
| Legal Subdivision | MORNINGBROOKE |
| Legal Block | B |
| Legal Lot Number | 167 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | BUFORD-SUGAR HILL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50113 |
Source: Gwinnett County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 986 SUWANEE MILL CT, BUFORD, GA 30518-8782 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC CAPITAL BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI PANORAMA MORTGAGE GROUP PANORAMA MORTGAGE GROUP |
| Oct 5, 2018 | Deed of Trust, Mortgage · Line of Credit ATLANTIC CAP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2004 |
| Transfer Doc | 0408350195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 986 SUWANEE MILL CT, BUFORD, GA 30518-8782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 986 SUWANEE MILL CT, BUFORD, GA 30518-8782 |
| Document Number | 0622750606 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 0000062275/0000000606 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 986 SUWANEE MILL CT, BUFORD, GA 30518-8782 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 986 SUWANEE MILL CT, BUFORD, GA 30518-8782 |
| Document Number | 0590780000000720 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 0000059078/0000000720 |
| Name | ATLANTIC CAPITAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 986 SUWANEE MILL CT, BUFORD, GA 30518-8782 |
| Document Number | 0581100057 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 986 SUWANEE MILL CT BUFORD GA 305188782, BUFORD, GA 30518-8782 |
| Document Number | 0581100057 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 058110/000057 |
| Name | PANORAMA MORTGAGE GROUP PANORAMA MORTGAGE GROUP |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89145 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 986 SUWANEE MILL CT, BUFORD, GA 30518-8782 |
| Document Number | 0563090404 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 986 SUWANEE MILL CT BUFORD GA 305188782, BUFORD, GA 30518-8782 |
| Document Number | 0563090404 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 056309/000404 |
| Name | ATLANTIC CAP BK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 13, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Gwinnett County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,382.00 (+8.96%) | $215,960 (+4.53%) Land $50,000 Building $165,960 | $539,900 (+4.53%) Land $125,000 Building $414,900 |
| 2023 | $5,857.00 | $206,600 Land $40,000 Building $166,600 | |
| 2022 | $516,500 Land $100,000 Building $416,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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