Warren County property record for 986 Stuart Dr, Front Royal, VA 22630 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,740 sqft · built 1988 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2025) |
| Tax Bill | $2,553 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20A143-1-15 |
| Primary APN | 20A143-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 3,792 sqft |
| 1st Floor Area | 1,740 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 572 sqft |
| Unfinished Basement | 450 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,718 sqft (0.269 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 8689 |
|---|---|
| Street Address | 986 STUART DR |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-5322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L15 VAUGHT ESTS SEC 1 |
| Legal Subdivision | HAPPY CREEK-TOWN |
| Jurisdiction | WARREN VA |
| Township / Civil Division | HAPPY CREEK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20601 |
Source: Warren County records · APN 20A143-1-15
Assessment roll updated April 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 986 STUART DR, FRONT ROYAL, VA 22630-5322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2014 · Amount on Record |
| Deed Document Number | 20253778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 986 STUART DR, FRONT ROYAL, VA 22630-5322 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2019 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 190006026 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 190006026 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Municipality | Front Royal Town |
| Unified School District | Warren County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,553.00 (+18.8%) | $448,700 (-) Land $85,700 Building $363,000 | |
| 2025 | $2,149.00 (+3.37%) | $448,700 (+5.75%) Land $85,700 Building $363,000 | $448,700 (+5.75%) Land $85,700 Building $363,000 |
| 2024 | $2,079.00 | $424,300 (-) Land $69,000 Building $355,300 | $424,300 (-) Land $69,000 Building $355,300 |
| 2023 | $424,300 Land $69,000 Building $355,300 | $424,300 Land $69,000 Building $355,300 | |
| 2022 | $2,079.00 |
Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870206012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 19 (1996–2025) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | May 2025, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Brightspeed | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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